Legal analysis: 1, with different concepts. Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts. Free medical care refers to a social security system implemented by the state to protect national staff and provide free medical care and preventive services to those who enjoy it through medical and health departments in accordance with regulations. 2. The people covered are different. The population covered by medical insurance includes employees and residents, but public medical care is limited to civil servants. 3. The coverage is different. Compared with the coverage of medical insurance, public medical insurance is larger and the reimbursement ratio is higher. 4. The burden subjects are different. Public medical care shall be borne by the unit and included in the departmental budget; Medical expenses for medical treatment in the nearest medical unit (state-owned or collective) due to emergency. Medical insurance is paid by the social security fund, and those who enjoy medical insurance are the employees of the stripped enterprises and the employees of the original institutions. 5. The reimbursement rate is different. Free medical care is paid by the unit and fully reimbursed. Medical expenses (including bed fee, examination fee, medicine fee, treatment fee, operation fee, etc.). ) for medical personnel who enjoy free medical treatment in designated medical units. Medical insurance shall be implemented in accordance with the reimbursement ratio stipulated by the state, provinces and cities.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.