the safety of Yu' ebao is protected by law. Yu 'ebao's fund is a fund pool operation mode, and its income is particularly stable and safe. Yu 'ebao is a money fund, which is as safe as bank deposits. The money fund is mainly invested in products with little risk such as agreed deposits and government bonds between banks. According to the regulations of China Securities Regulatory Commission, the investment funds of Yu 'ebao and the funds of Alipay users are managed in separate accounts. Tianhong Fund has no right to use or misappropriate the funds of Yu 'ebao, which is protected by law. At the same time, Alipay has also taken multiple risk control measures, such as risk reserve and net asset requirements, to cope with potential risks. Yu 'ebao is a small capital investment product launched by Alipay Company (Ant Group) under Alibaba and Tianhong Fund Management Co., Ltd., which can meet the needs of users for value-added wealth management. Yu 'ebao was launched on June 13th, 213, and its 7-day annualized rate of return exceeded 6%.