Funds are more suitable for long-term fixed investment. Holding a fixed investment fund for a long time, it is impossible to buy a fund with the mentality of getting rich overnight.
Generally speaking, it is possible for fund investment to make a fortune, but there are two necessary preconditions, that is, the principal is sufficient and the fund continues to make profits.
A very important prerequisite for a fund to make a fortune is to have enough principal. If the principal is not enough, the road to making a fortune by investing will be very difficult.
For example, you have 2 million principal, while others only have 20 thousand principal. When the annualized income is also 10%, you earn 200,000, and others can only earn 2000. If others want to earn 65438+ ten thousand yuan, the annualized income must reach 1000% in the same time, which is obviously very difficult.
Secondly, the fund you buy must be profitable continuously. If the fund investment earns 99% this year, you will be very happy, but can you guarantee that you can get 99% return or more every year? This probability is very small, but if the requirements are lowered, the average annualized rate may still be 10%-20%. Don't underestimate this rate of return. If it is maintained at 15% every year, the principal can be doubled in only five years.
If these two premises can be met, it is still possible to get rich by fund investment, but the probability is very small. Many people may be able to come up with enough funds, but it is really too difficult to ensure that the funds they buy will always be profitable and not lose money.