depending on which city you live in, such as a second-and third-tier city, your income level can bring you a high quality of life, and a few years' savings can give you a house and a car, and can guarantee a very high-quality material life. However, if you earn 3, to 4, yuan a month, you must remember to learn how to manage money. The financial management mentioned here is not financial products such as investment funds, but rational planning of wealth, and you must learn to save money. Because the monthly income of 3, to 4, yuan is not too much, people who are addicted to money spend 3, to 4, yuan a night everywhere. If you have this income level and insist on rational consumption, then you can invest in yourself, strengthen your skills and learn more knowledge. Otherwise, when this income level is gone, even if you encounter a good project, you will regret it because you have no funds.

I can only say that even if I can earn 3, to 4, yuan a month, different cities will have different feelings.

For example, living in a hot second-tier city, that is, living in a big city as we usually say, a family's monthly income of 3, to 4, is a better result, and a person's monthly income of 3, to 4, is a better result. It gives people the same feeling: life is relatively stable and consumption is relatively calm.

Generally, in hot cities in second tier, the average house price will be around 25,/m2, and the house price in a better location will be around 3,/m2. In terms of monthly income of 3,-4,, it is relatively easy to pay a down payment and repay the loan every month.

In fact, this kind of topic has little to do with feelings, feelings or comfort. It is better to tell a story.

When a friend graduated from college, he was assigned to a state-owned enterprise group. Originally, it was a good job for college students. The mistake was that he was assigned to work in a loss-making enterprise under the group, earning 31.9 yuan a month, but he felt that the money was not enough. After eating, I have no money to smoke. Not to mention the purchase of clothes all year round, that is, even the basic life can not be guaranteed. It was the late 199s.

I left a loss-making state-owned enterprise for a short time and went to work in a private enterprise with a monthly salary of 1,5 yuan. Then the loss-making state-owned enterprises still pay wages, but the wages are 5% off, and they get about 15 a month for nothing. At this time, I can basically meet my life.

after three years, in a friend's project, if you work harder, the project will be good, and you will earn a small sum of money and finally have a little savings.

at the age of 3, my monthly salary was only six or seven thousand yuan, but I had a little money on me and started investing in stocks. Because of caution, I made a little profit on the stock. With salary and investment, you can earn about 2 thousand a year on average. That time should be in 26. This time is a sigh of relief.

after that, we started to invest in setting up factories. Basically, all the money was in it. The first factory didn't make any money, so it changed hands and lost a little. Fortunately, the second factory made a lot of money. With an annual income of six or seven hundred thousand, I feel better at this time. In 29, another factory was built in other places. This factory did not earn a penny, invested 2 million yuan, and recovered more than 6, costs.

but it's not so embarrassing at this time. After 21, all the money earned from the previous investment, except the factory, was tossed in the stock market, earning an average of 2, yuan a year. Life is relatively stable. Find a unit to work, eight or nine thousand a month, which adds up to almost 3 thousand a year, which is equivalent to a monthly income of 3 thousand to 4 thousand.

ask him what kind of feeling it is? I replied: I don't feel anything, just relatively stable.

tired, very tired, very tired.

I grew up in a large domestic enterprise, and my annual after-tax income should be 3.4 million.

every time he asks me for a drink, he always gives me a very tired feeling. I asked tentatively, and he said with a wry smile that he was under great economic pressure.

I couldn't help but be surprised that I still have no money with such a high annual income. He took a sip of wine and said slowly, everyone has his own difficulties. It seems that I have such a high salary every month, and others look decent. My wife is a housewife at home, and two children are at school. I have to pay back the loan every month. I dare not stop for a moment.

Then, my mother called me the other day and said that my cousin had resigned before he worked in his company for a long time. Do you know how envious I was when I heard that? I am also eager to run freely, but the burden is so heavy that I can't keep up, so I can only move on slowly.

I didn't expect it. This is a man who earns hundreds of thousands of dollars a year and still envies people who earn thousands of dollars a month. If he returns to his hometown, he can live a very comfortable life, but he refuses.

For the middle class like them, what they want is not how to rise, but how to maintain the middle class and not let themselves fall, so he has to live so hard.

I think it is difficult to measure a person's satisfaction with his current life by the level of income. I think it is more appropriate to measure satisfaction by the wealth and status corresponding to his environment. For example, at present, refugees from Afghanistan, Syria and other countries may see the life of the people at the bottom of our country and feel envious, because they are eager to survive, and the demands of the people at the bottom of our country are how to live better. There is a world of difference between survival and life.

Different environments lead to different demands. Instead of thinking about the life of high-income groups, powerful people and important people, it is better to define the life you want in combination with your own level. Isn't this a more comfortable life?