Many people have participated in the provident fund, but the use of the provident fund is limited, so can you use the provident fund loan to build your own house? In the following content, Bian Xiao will give you a detailed introduction.

1, according to Article 26 of the Regulations on the Administration of Housing Provident Fund:

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Therefore, you can also apply for provident fund loans to build your own house.

2. Self-built houses applying for provident fund loans generally need the following materials:

(1) the construction project planning permit of the construction planning department at or above the town level or the corresponding normative text;

(2) Another complete house (without loan and mortgage) includes the house owned by a third party as collateral (confirmation letter of real estate price issued by the guarantee institution);

(3) ID card;

(4) the relationship certificate issued by the unit;

(5) materials such as provident fund cards.