As the lowest risk fund, money fund is also the most familiar fund in recent years, and its annualized income is the lowest among all funds. Let's take the money fund of Yu 'ebao as an example. The annualized value of Yu 'ebao in the last seven days is 1.68%, and 1 0,000 yuan can earn 0.046 yuan a day, almost fifty cents. The income of the money fund fluctuates every day, but it is relatively stable. A money fund with an annualized rate of 2.5% can earn 70 cents a day by saving 1 000 yuan.

2. Bond funds

Bond funds mainly invest in the bond market, and the risk is higher than that of money funds. Take Tian Li Bond of China Merchants Credit as an example, the subscription of this bond is flexible and the income is moderate. Its net value increased by 3.2% in the past year, and the income of 1 000 yuan was deposited in 3.2 yuan for one year, earning an average of 90 cents a day. Sometimes the debt base market is good or holding the debt base is more profitable, and the annualized income can reach more than 5%. According to the calculation of 5%, the income of 1000 yuan a day is 14 cents.

3. Hybrid funds and index stock funds

Generally speaking, the risk of hybrid funds is higher than that of bond funds, but lower than that of stock funds, and its income is also higher than that of bond funds and lower than that of stock funds. Index funds and stock funds are the most risky types of funds, which fluctuate greatly in a single day. Because the income fluctuates greatly, some funds go up and down day by day, and the ups and downs are different. Some funds are flat on the same day, and there is no way to give a simple result at once.

In the past year, there were 360 funds whose net value increased by more than 60%, and 20 10 funds whose net value increased by more than 30%. In addition, there are many hybrid funds with the highest returns. Although Admiralty Ruixiang A is a hybrid fund, its annualized income in the past year is as high as 306%. In other words, if you save 1 000 yuan a year, you can earn 3060 yuan, and you can earn 8.4 yuan on average one day.

If you choose a stock fund with stable performance, such as Harvest Value Select Stock Fund, its annualized income in the past year is 47%. If you deposit 1 1,000 yuan, you can earn 470 yuan in one year, and the average daily income is 1.29 yuan. This kind of income is very impressive! However, some funds have lost money in the past year. Buying an unprofitable fund will not only lose money, but also lose money.