What is the reimbursement rate?
"Second reimbursement" means that if residents of urban residents' medical insurance or new rural cooperative medical insurance had high medical expenses last year, in addition to normal reimbursement, they can also apply for critical illness insurance again, and there is no cap. Under normal circumstances, secondary reimbursement
Reimbursement will be made by the citizen's employer in "segmented calculations and cumulative payments". Expenses exceeding the "minimum payment amount" and within 50,000 yuan (inclusive) incurred in designated medical institutions of Beijing's basic medical insurance will be reimbursed 50% from the critical illness insurance funds.
%; 60% of expenses exceeding 50,000 yuan will be reimbursed by critical illness insurance funds. In Beijing, employees are accustomed to referring to the "Medical Mutual Aid Insurance Plan for Employees" launched for free by the Beijing Federation of Trade Unions as "secondary reimbursement."
As of May 2018, "secondary reimbursement" has gone through six years. Reporters recently learned from the Beijing Employee Mutual Aid and Security Service Center that in the past six years, "secondary reimbursement" has covered 4.06 million employees, and a total of 10.58 million employees have been assisted.
person-time, and the amount of mutual assistance is 1.43 billion yuan. Beijing’s “Medical Mutual Assistance Insurance Plan for Active Employees” was launched in May 2012, setting a precedent in the country for outpatient medical mutual assistance insurance claims for active employees. The project covers both outpatient and inpatient insurance, and provides benefits to Beijing.
The "self-pay" part of the basic medical insurance reimbursement for union members will be "secondary reimbursement" in proportion after deducting the deductible, with a maximum mutual aid amount of 200,000 yuan. This project fully realizes the effective connection of relevant data during the claims process.
, there is no need for employees to go through any procedures themselves, and the mutual assistance compensation is directly paid into the employee's "Union Member Mutual Aid Service Card" or corresponding personal bank account.