Is it risky to buy Alipay Fund?
Alipay funds include both high-risk funds and low-risk funds. For example, the risk of money funds and bond funds is very small. Money funds invest in currencies, while pure debt funds invest 100% in bonds, so the fluctuations of the two funds are relatively small and their returns are relatively stable.
Hybrid funds, index funds, stock funds, etc. It is characterized by high risk and high return. The fluctuation of funds is relatively large and the risks are relatively large. When investing, all investors must be cautious and know their own needs and affordability. In addition, they can also invest in the form of fixed investment.
The essence of the fund's fixed investment is to share risks equally. Regular fixed investment will be carried out automatically according to the settings. When the market is in a downward trend, buying with the same amount at this time can gain more shares, reduce costs and spread risks.
What are the risks of buying Alipay Fund?
The first is platform risk. Many people think it is safe to buy funds in Alipay. Although the funds sold in Alipay are all screened by Alipay, Alipay is only a third-party platform, and the operation of funds has nothing to do with Alipay. If the fund is small and the fund market is not good, it may go bankrupt and liquidate.
Secondly, there is the risk of the product itself. Different types of foundations have different risks. General money funds and pure debt funds are the least risky, while equity funds, hybrid funds and index funds are the most risky.