1. Fund means that you entrust the fund manager of a professional institution to invest your funds. Fund managers will buy stocks according to market conditions, hot industries and specific listed companies. The position proportion of the fund portfolio will be determined according to market conditions and risk preference. Therefore, if you buy a fund, there is no need for short-term operation, and the fund manager will adjust positions irregularly.
For beginners, investing in stocks is risky. Short-term operation is more difficult to make a profit. The risks of stocks mainly come from the following aspects:
First of all, unlike funds, stocks are a volatile portfolio. Novices are easy to chase up and down, and easy to reverse.
Second, it is difficult for individuals to investigate listed companies and lack professionalism.
Third, although the information disclosure of listed companies is becoming more and more standardized, there are also some companies with financial fraud, which will lose a lot.
The stock market will become the trend of retail investors in the future. I suggest that individual investors buy funds.
The purchased funds cannot do short-term operations like stocks, but most funds are not suitable for short-term operations, and it is more difficult for funds to do short-term operations than stocks.
The fluctuation range of funds is generally small, and there is no large fluctuation range of stocks. The transaction cost of funds is relatively high, and short-term transactions earn little money.
For the funds in the hot market sectors such as liquor, medicine and new energy, the performance charts generally fluctuate upward, and most of them rise more and retreat less, which is not suitable for short-term. Once sold in the short term, it is very likely that you will not get it back after selling. If you want to buy it again, you may buy it higher. Although you can make money, you will earn less. And the transaction and handling fee are not worthwhile.
For funds that continue to fall, it is not easy to do it in the short term. If you buy it, you may be trapped. If there is a rebound, it is not bad. You can wait until it falls.
As far as the current stock market is concerned, this is an impact trend. Funds that can be short-term should belong to hybrid funds, but good hybrid funds are generally resistant to falling, and the increase is also a small step, and short-term can't make much money.
This fund is suitable for long-term holding or band market. If you want to buy short-term funds, you must choose active funds with large fluctuations.