Will Alipay deduct money after losing money?
No, under normal circumstances, the fund will not lose all, and the maximum loss will not drop to zero. If the fund is badly managed and needs to be liquidated, the remaining assets will be distributed to investors in proportion to the holders' shares. Even if it really loses money, it will not be deducted from other places. Alipay is only a channel to buy funds, and the profit and loss of funds has nothing to do with Alipay.
At the beginning of the fund establishment, there was a fund liquidation line. According to the relevant laws and regulations of China Fund, if the net asset value of the fund is less than 50 million yuan on the fund liquidation day for 60 consecutive days, or the number of fund share holders is less than 200 for 60 consecutive days, the fund will be liquidated and all the assets in the hands of investors will be liquidated. Every formal channel fund must have this provision, otherwise it cannot be listed. Therefore, we don't have to worry about the loss of the foundation.
Moreover, the fund losses we usually see are only losses on the principal, and money other than buying funds will not be deducted. As fund investors, we only need to bear the responsibility of fund loss or fund contract termination. That is to say, when the fund assets suffer losses, whether they are losses or not, we will only use the invested funds to bear the losses, and will not deduct money from your other bank cards or third-party payment accounts.