1, log in to official website, Social Security Bureau. Official website, the social security bureau of each city, is different. Search the local social security bureau directly at the online banquet and find a link with official website certification. After entering official website, register your personal social security account, usually your own ID number. That is, you can see the balance of medical insurance card and other insurance balances. The default password is 123456, or the last 6 digits of your ID number;
2. Inquire through Alipay. You can open Alipay on your mobile phone, log in to your account, find "City Service" in the main interface, and then find the social security query in "Government Affairs" below. Then click "Confirm Authorization" on the authorization page, and Alipay can retrieve relevant information. Click "Medical Insurance Column-Personal Account" on the new page to fill in your information, and you can see how much money is left in your medical insurance card.
3. Go to hospitals and pharmacies. You can also ask the staff to inquire when you buy medicine at the pharmacy;
4. Check at the counter of the local social security bureau.
The difference between medical insurance pooling account and individual account;
1, employee medical insurance has two accounts, namely, a pooling account and a personal account, while resident medical insurance has only a pooling account but no personal account;
2. The overall account is mainly used for reimbursement of medical expenses such as hospitalization, off-site referral, outpatient chronic diseases or special diseases;
3. Personal accounts are mainly used for small expenses other than medical insurance reimbursement, such as buying medicine at designated pharmacies, seeing a doctor at outpatient clinics, and personal travel expenses after reimbursement;
4. Due to different local regulations, the allocation ratio of employee medical insurance pooling account and individual account is also different, and the scope of use of individual account is also different. Please consult the local medical insurance department for details.
To sum up, because residents' medical insurance has no personal account, the fees paid are directly included in the overall account, so it will only be useful when the hospitalization or outpatient service reaches the medical insurance deductible line.
Legal basis:
Article 3 of the Regulations of People's Republic of China (PRC) Municipality on the Basic Medical Insurance for Urban Workers.
Establish the basic medical insurance fund for urban workers, and implement the system of combining individual medical accounts with basic medical co-ordination fund payment.
The ownership of personal accounts belongs to individuals. The ownership of the overall fund belongs to all personnel participating in the basic medical insurance.
Article 28
Personal accounts are used to pay medical expenses beyond the scope of the overall fund payment; If the personal account is insufficient to pay, it shall be borne by me.
Article 29
The hospitalization expenses for major diseases are paid in the following ways:
(a) Qifubiaozhun in principle control in the city, county, autonomous county last year, the average social wage of workers 9%-0%.
(two) the maximum payment limit is controlled in principle at 3-5 times of the average social wage of employees in cities, counties and autonomous counties in the previous year.
(three) medical expenses above the minimum deductible and below the maximum payment limit are mainly paid by the overall fund, and individuals bear a certain proportion. Give appropriate care to the proportion of retirees who bear medical expenses.
The scope of serious diseases, the specific standards of Qifubiaozhun and the maximum payment limit, and the proportion of sharing medical expenses above Qifubiaozhun and below the maximum payment limit shall be determined by the provincial people's government.