Fund investment still depends on individual's risk preference and expected return. Small partners with low risk appetite can try to invest in some fixed-income products or buy bonds. If small partners expect higher returns, they will have to take greater risks. Blue chips and index funds are all kinds of products, and their prices fluctuate with the market.

Theoretically, blue-chip stocks are more suitable for long-term investment, and there are many kinds of index funds. If some theme stocks are included, the volatility will be greatly improved.