Tell me about my experience. I made a fixed investment on the fund website. I first went to China Construction Bank to get a dragon card and signed an online bank. When I got home, I opened a fund account in online banking, and then I chose a fund in it. You can make a fixed investment. You should use ICBC card almost, or you can go to the fund website to make a fixed investment, and the rate is better. Personally, the fixed investment should choose hybrid funds or equity funds. The former has medium risk and medium income, while the latter has high income. You can choose to measure the quality of a fund according to your risk tolerance, which depends on the investment direction and concept of fund managers, fund companies and funds. That's all I can think of for the time being. You can choose which fund according to the fund managers and companies you find online, and then check the investment direction and concept of the fund. You can draw a conclusion by testing yourself ~ ~ ````` Good luck.