Generally, it is 65438+ 10,000, and some may be higher.
It is impossible to promise capital preservation. Even if it is really a capital preservation product, it can only be said to be low-risk according to the requirements of the CSRC. This is a hard and fast rule.
The rate of return depends on the investment concept and target, which is quite floating, depending on which directional plan you choose.
If you don't want to take risks and want to have higher returns, you can consider equity pledge trust, which can generally reach 8%- 13% returns.
Two. The difference between directional asset management channel type and active management type
First of all, we should understand the definitions of the two:
Directional asset management channel type: you decide what you want to invest, and returning to the asset management company plays a channel role. I will help you invest anything you want.
Active management: it is a process in which both parties agree on the investment scope and limit, and the investment team of the asset management company has the right to decide its own operation, and then distribute the income according to the agreement.
The biggest difference between the two:
1. Who has the right to manage the flow of funds?
2. Different income distribution;
3. Different responsibilities for taking risks.
Ⅲ What is the difference between the directional asset management plan and the trust plan?
Identical copy:
The issuers of 1. projects are all financial institutions, which belong to investment and financing platforms and can span the fields of capital market, money market and industrial market.
2. Before the project is issued, it must be reported to the relevant regulatory authorities, and there are strict regulations on fund supervision and information disclosure.
3. The issued projects have the same nature, different channels, the same subscription method, and the project contracts and specifications are similar.
4. At present, the investment income obtained through these two methods does not need to be withheld and remitted.
Difference:
1. Trust companies are supervised by CBRC, and directional asset management companies are supervised by CSRC;
2. After the collection of the trust is completed, the trust can be established after the funds are paid to the custodian bank; After the targeted asset management plan is raised, it needs to be submitted to the CSRC for capital verification, and it can only be established after the capital verification is completed;
3. The share of the future directional asset management plan can be transferred to other investors through the exchange; The transfer of trust shares requires both parties to go to the trust company at the same time.
4. Directed asset management plan is a new product in the market, and the channel fee charged for doing a good brand is lower than that of trust, so the income transferred to investors is higher than that of trust products.
Ⅳ What is the difference between directional asset management business and special asset management business?
Directed asset management refers to accepting the entrustment of one customer and having another customer. The special asset management business version often has a special business purpose, and the business participants can be multiple people. For example, a single customer entrusts cash or securities to a securities company for management, which belongs to the directional asset management business; If customers with special needs entrust their designated assets to securities companies to issue asset securitization products and manage them, this is the special asset management business.
Four, the basic principles of directional asset management
Securities companies shall follow the following basic principles when conducting directional asset management business:
A fair, just and honest answer
Securities companies should follow the principles of fairness and justice when conducting directional asset management business; Honest and trustworthy, cautious and conscientious; Adhere to fair trade, avoid conflicts of interest, prohibit the transfer of interests, and protect the legitimate rights and interests of customers.
(2) Improve the system and standardize the operation.
A securities company shall establish and improve its internal control and risk management system, strengthen the prevention, control and inspection of business risks, and standardize its operation.
(3) The investment risk shall be borne by the customer.
The investment risk of directional asset management business shall be borne by the customer, and the securities company shall not make a commitment to the customer's asset principal without loss or minimum income in any way.
ⅵ What do directional asset management, * * asset management and special asset management specifically mean?
You can find it online.
7. Who are the investors for targeted asset management?
The investment scope of directional asset management business includes bank deposits, central bank bills, short-term financing bills, bonds and repurchases, asset-backed securities, securities investment funds, asset management plans, stocks, financial derivatives and other investment products permitted by China Securities Regulatory Commission.
8. Can a securities company qualified for asset management business handle directional asset management business?
The term "stock exchange" is consistent with that of the CSRC. The extra word "customer" is actually the service object of the asset management business. Both natural persons and legal persons are clients of securities companies. The book Stock Exchange only omits this default object. . Directional asset management business is a kind of asset management business, and the CSRC has no special provisions on the qualification of this business, only requiring asset management business qualification. Asset management business * * * Asset management business and special asset management business have special provisions.
What is the difference between directional asset management and * * * asset management?
Special asset management, * * independent asset management and directional asset management are three businesses of asset management, and the differences among them are as follows:
Special asset management is that an asset management company accepts the entrustment of many customers to manage its assets, that is, one to many, but the investment object is special, so it is called special asset management;
* * * Asset management is also an asset management company entrusted by many customers to manage its assets, that is, one-to-many, but its investment objects are not specialized and can be divided into limited and non-limited * * * asset management. The former has limited investment targets (but it is not specialized, so it is different from special asset management), while the latter has no restrictions.
Directional asset management means that an asset management company only accepts the entrustment of one customer to manage its assets, that is, one to one.
PS: Is this the main difference? You can refer to "Securities Trading" (bibliography of securities qualification examination), which has very clear regulations and is easy to distinguish.
X. The difference between directional asset management and * * * asset management.