Investing in the stock market, you can either earn money from the profit growth of listed companies or earn the expected income from the difference between buying low and selling high.

The profit growth of listed companies needs time and long-term investment.

If investors buy and sell funds frequently in order to earn short-term expected income from the price difference, it will greatly increase the cost of subscription and redemption, so that the profits of fund holders will be consumed by redemption fees. Who can predict the short-term ups and downs? Perhaps it is not only unprofitable, but also thanks to several subscription and redemption fees.

You know, except for money funds and short-term wealth management funds, most funds are redeemed within 7 days, and it is not so easy to earn 1.5% in the stock market in a short time.

At present, many third-party fund consignment platforms can get a 10% discount on the subscription fee, which greatly reduces the fund subscription cost, but the fund redemption fee is generally not discounted.

According to different types of funds, the average cost of redeeming a fund is about 1%, which is much higher than the transaction cost of stocks. If you only want to speculate in short-term games, the appropriate tool is stocks rather than funds.