Online banking wallet is a payment and wealth management product launched by online banking under Jingdong Finance for individual users, which will provide services such as shopping payment, fund management, consumer credit, investment and wealth management. As a carrier of JD.COM. COM account system, the launch of online banking wallet is the integration of JD.COM. COM payment link, making JD.COM. COM's personal account system is a complete closed loop.

1. Recharge and cash withdrawal

By binding the bank card, the recharge and withdrawal operations between the online banking wallet account and the bank account are completed.

transfer accounts

The transfer between user accounts is completed by inputting the QR code of the other online banking wallet account/scanning the other account.

3. Payment for water, electricity and coal

Click on the city, fill in the payment information and pay the public fee.

keep accounts

Enter income/expenditure records, generate pie charts of income and expenditure, and view the transaction process.

5.JD.COM white stripes

JD.COM Baitiao is the first personal consumption loan service business launched by JD.COM. Consumers can apply for a personal loan of up to 1.5 million yuan, and repay it in installments within 3 ~ 1.2 months.

Users of IOUs can check the details of IOUs to be repaid through online banking wallet and make repayment.

6. Small coffers

Small vault is a value-added service for personal idle funds provided by JD.COM.

Users can purchase/redeem money fund products after transferring funds into/out of the "small vault" through the online banking wallet client.