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How to calculate the fund holding for 30 days? 1 minute is clear!
Most funds can be exempted from redemption fees after reaching the specified number of days, and many C funds are exempted from redemption fees for 30 days. The overall expected return of the fund is not high. Redemption fee, as one of the transaction costs of the fund, has a certain impact on the expected income of the fund. So many investors want to hold the fund for 30 days and then redeem it. How to calculate the 30-day fund?

1, fund trading rules

To understand the calculation method of fund holding time, we must first understand the trading rules of fund subscription and redemption. The Fund trades on working day 15 according to the rules of T+ 1, that is, the subscription or redemption before working day 15 is counted as the trading day, and the confirmation date of subscription or redemption is T+ 1, that is, the next trading day.

2. How to calculate the fund holding for 30 days?

The holding time of this fund is the first day from the date of subscription confirmation, and the last day is the day before the date of redemption confirmation, and all dates in between are counted, including weekends and legal holidays.

For example:

Investors subscribe for the fund before February 1 1 (Tuesday), so February 12 (Wednesday) is the confirmation date of subscription and the first day of fund holding;

Apply for redemption of the Fund before March 12 (Thursday) 15, with March 13 (Friday) as the redemption confirmation date, and the day before the redemption confirmation date (March 12) as the last day of fund holding;

The holding time of this fund is 30 days from February 12 to March 12.

If there are legal holidays, the calculation of fund holding time will be relatively complicated. For example, if an investor purchases a fund before April 30, 2020 15, the confirmation date of purchase will be postponed to May 6, because May1-May 5 is a legal holiday of Labor Day, which is not a working day, and the fund company will not confirm the fund share, so May 6 will be counted as the fund holding first.

The above content about how to calculate the fund holding for 30 days, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.