As a social security system, rural insurance (rural social pension insurance) plays a certain role in the pension security of rural residents.

However, there are also some pros and cons to agricultural insurance.

First of all, one of the benefits of rural insurance is that it provides basic pension security.

After rural residents participate in rural insurance, they can receive a certain pension to help them maintain their lives after retirement.

This is an important economic support for residents in rural areas who lack other means of pension security.

Secondly, rural insurance also helps promote rural economic development.

The implementation of rural insurance can increase the consumption power of rural residents, increase the demand in the rural market, and then promote the development of the rural economy.

Rural insurance can also improve farmers' awareness of social security, promote stable employment and entrepreneurship for rural residents, and further promote agricultural modernization and the transformation and upgrading of the rural economy.

However, agricultural insurance also has some disadvantages.

First, the pension level of rural insurance is relatively low and cannot meet the actual needs of rural residents.

Due to the relatively backward rural economy, farmers' income levels are limited, causing them to still face financial difficulties after retirement.

Secondly, there are certain problems in the management and operation of agricultural insurance.

Due to the relatively poor infrastructure conditions in rural areas, the management and operation efficiency of agricultural insurance needs to be improved.

In addition, there are certain risks in the raising and use of agricultural insurance funds, and problems such as idle funds and misappropriation are prone to occur, which affects the protection of farmers' rights and interests.

To sum up, as a social security system, rural insurance plays a certain role in the pension security of rural residents.

However, agricultural insurance has both advantages and disadvantages.

In order to better play the role of agricultural insurance, it is necessary to further improve the agricultural insurance system, increase pension levels, strengthen the management and supervision of agricultural insurance, and ensure that farmers' rights and interests are effectively protected.

The rural insurance policy is an important social security system that aims to protect the basic living and social rights and interests of migrant workers.

The pros and cons of this policy need to be weighed.

First of all, the benefit of the rural insurance policy is that it provides basic medical security and pension insurance for migrant workers, which improves their quality of life and social status.

In addition, the agricultural insurance policy has also promoted economic development in rural areas and increased farmers' income and consumption power.

However, there are also some problems with the rural insurance policy.

For example, the coverage and reimbursement ratio of the rural insurance system are limited and cannot meet the needs of all migrant workers.

In addition, the sustainability and management efficiency of agricultural insurance funds also face challenges.

Therefore, when promoting the rural insurance policy, it is necessary to weigh its pros and cons and continuously improve the system to ensure that migrant workers can obtain more comprehensive and fair protection.

Legal basis: Agricultural Law of the People's Republic of China (2012 amendment): Chapter 10 Rural Economic Development Article 86 The central and provincial finances shall include investment in poverty alleviation and development in the annual fiscal budget, and increase it year by year.

Fiscal transfer payments and construction capital investment in poor areas.

The state encourages and supports financial institutions, other enterprises, institutions, and individuals to invest funds to support the development and construction of poverty-stricken areas.

It is prohibited for any unit or individual to withhold or misappropriate poverty alleviation funds.

Audit agencies should strengthen audit supervision of poverty alleviation funds.