At present, there are three redemption times for money funds in the market: quick cash withdrawal T+0, arrival T+ 1, arrival T+2.

Baby funds are generally T+0 fast cash withdrawals, such as Yu 'ebao, 10, and the specific time is related to the bank card. Now basically every fund company has a variety of T+0 fast cash withdrawal money funds.

For redemption in official website, ordinary cash withdrawal is selected, that is, T+ 1 receipt.

In third-party sales organizations, such as Tian Tian Fund Network, securities companies, banks and other third-party sales organizations, if it is ordinary cash withdrawal, it will be T+2 arrival.

2. Reasons for the failure of redemption of the Monetary Fund.

Money funds are called cash management tools, so the efficiency of subscription and redemption is very high. The main reason for non-payment may be the payment channel.

Fund companies do not directly control the funds of the rich, and all fund assets are hosted in third-party banks with special accounts. Moreover, the bank cards held by each user are distributed in various banks, so a third-party payment channel such as UnionPay is needed for connection.

When the fund company sends instructions to the custodian bank, the money will enter the payment channels such as Bank, UnionPay, Express Money and Remittance World, and then enter the user's bank card through these payment channels. Speaking of payment, there may be some reasons for payment failure, such as unfamiliar user name, unresolved account, incomplete branch information and so on.