Compared with individual independent investment, the fund industry has some remarkable characteristics. First, fund companies usually send professional research teams to analyze the global market and screen investment targets such as stocks, which makes it easy for investors to participate in the capital market without professional knowledge and a lot of time and energy. Secondly, investors can spread the risk of their assets by buying funds. Finally, the liquidity of the fund is better than that of a single investment product, and it can be sold within T+ 1 to obtain funds.
With the sustained and harmonious development of the financial market, the fund industry will continue to face more opportunities and challenges. As there are more and more types of fund products, investors need to strengthen the evaluation of product selection on the premise of adhering to their investment philosophy and risk tolerance. At the same time, the service needs of fund companies and investors are increasingly diversified, and the application of technical means based on artificial intelligence and big data will become a breakthrough to improve the service of the fund industry. Strengthening the construction of risk control and information disclosure will also be the foundation for the development and stability of the fund industry.