Confirm the purchase platform to purchase.

There are many channels for fund sales, including fund companies, banks, and third-party fund sales agencies.

Among them, banks have higher fees and fund companies have fewer funds, so what I personally recommend is the third-party agency sales website, which sells a comprehensive range of funds and has low rates.

It is necessary to confirm the risk tolerance and financial management goals, and then determine the type of fund to invest.

Ranked from high to low risk, there are several types of funds: stock funds, balanced funds (stocks and bonds), bond funds, and currency funds.

Of course, the riskier the fund type, the higher the returns that may be obtained.

Extended information: Notes for users when purchasing funds: Fund buying strategy: Simply speaking, fund buying can be a one-time purchase or a fixed investment in the fund. The former is mainly suitable for stable fund performance, steady rise, or better market conditions.

In this case, you can buy at a lower point at one time and obtain higher returns.

The latter is mainly suitable for funds with high volatility, or when the market cannot be grasped, because it is difficult for most people to judge the high and low points of the market, so the fixed investment method can avoid the embarrassment of buying at a high point and buy at a high point.

Fewer shares, buy lower shares at low points, thereby achieving lower cost amortization.