1. Money Fund: At present, there are many Internet wealth management products mainly based on money funds on the market, all of which are free of subscription and redemption fees. Investment threshold 1 yuan, annualized income of about 6%. T+0 redemption method is adopted. It is suggested to buy 50,000 yuan of assets for this product, and you can get higher income than the deposit in the process of use.

2. Equity products: Equity products are investments whose income cannot be guaranteed, such as stocks, options and wealth management products linked to commodities. Investing in these products is risky. By properly investing in equity products, long-term, stable and relatively high investment returns can be obtained. To judge the market trend clearly, some structured products can bring higher income than bank time deposits.

3. Online loan wealth management products: for example, diversified investment in piling nets with good cost performance, with high-quality assets such as car loans and agricultural loans, and the advantages of bank depository. The annualized income is 65,438+00%-65,438+05%, the product cycle is flexible and changeable, and there are many preferential activities for new users.

4. Yu 'ebao products: Yu 'ebao has an annualized rate of return of 4.39% on the 7th. Some fund experts said that according to the income analysis of fund products in previous years, the metropolitan fund products behind Yu 'ebao are generally around 4%, so the current income decline is normal.