Tian Li No.4 of Xinying Wealth Management Month should belong to this fund. Generally, the risk of financial products like Tian Li should be relatively low, usually in the early stage of 2% to 3%. It belongs to the wealth management products of fixed-income banks, and the general risk level belongs to 2R. If you are worried about risks, you can buy a money fund, and the risks and benefits will be slightly lower than those of wealth management products. In fact, you don't need to worry at all, because many people will buy such wealth management products. If something bad happens and many people suffer together, it is estimated that the bank will be in big trouble.

1. How about bank financing?

Every financial product of a credit bank will be different. When investigating the financial management of credit banks, we can analyze it from many aspects, such as: what is the risk level of financial management risk? Generally speaking, financial management is divided into low risk, medium risk and high risk, and then choose the right financial management according to your risk tolerance.

The other is the income and term of wealth management products. If the income is good, you can choose the term of wealth management products according to your own liquidity. The second is the threshold. The threshold can be chosen according to your own capital. When investing, remember: what suits you is the best, don't blindly follow suit.

Second, financial management methods

Domestic institutions that can provide financial services to customers mainly include banks, securities companies and investment companies.

1. Bank Financing The wealth management products provided by China Commercial Bank are divided into guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.

2. Financial management of securities companies generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financial instruments according to different needs and investment preferences.

3. Insurance financing Insurance financing is more long-term, focusing on solving security problems such as education planning, pension planning, accidents and medical care.

4. Financial management of investment companies The financial management of investment companies generally includes trust funds, gold investment, jade, jewelry, diamonds and third-party financial management. It requires a high starting point for funds and is suitable for high-end financial managers.

In 5.2 1 century, in addition to offline online financing, financial search engines on the internet can also be used to search for financial products, so as to compare risks and benefits before investment.