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What are the policies for one-time payment of pension insurance?

People who need to make one-time top-up payment of pension insurance: 1. Flexible employment personnel and urban individual industrial and commercial households who stop paying until they reach the legal retirement age and have paid less than 15 years can make up the social pension insurance.

2. Old fixed labor contract workers, including long-term temporary workers in the plan, temporary workers with urban household registration, and those who are not insured or have stopped paying contributions, can supplement the pension insurance.

3. People who have been fired, released without public service, or become famous, are not insured or have stopped paying, can make up for the social pension insurance.

If you belong to one of the groups mentioned above, you are eligible for a one-time supplementary payment of pension insurance.

According to Article 16 of my country's "Social Insurance Law": Individuals participating in basic pension insurance who have made cumulative contributions for fifteen years when reaching the statutory retirement age will receive a basic pension on a monthly basis.

Individuals participating in basic pension insurance who have paid less than fifteen years of cumulative contributions when they reach the legal retirement age can pay for fifteen years and receive basic pensions on a monthly basis; they can also transfer to new rural social pension insurance or urban resident social pension insurance.

, enjoy corresponding pension insurance benefits in accordance with the regulations of the State Council.

Article 3 of the "Details for the Implementation of the Social Insurance Law of the People's Republic of China" stipulates: After an individual participating in the basic pension insurance for employees reaches the statutory retirement age, if the cumulative payment is less than fifteen years (including extension of payment in accordance with the provisions of Article 2), he or she may

Apply to transfer to the new rural social pension insurance or urban resident social pension insurance in the place where your household registration is located, and enjoy the corresponding pension insurance benefits.

Extended information: Related reports: One-time supplementary payment allows rural elderly to have a pension. In 2015, Shandong Province launched a new policy to unify and standardize the supplementary payment of basic pension insurance for enterprise employees. All eligible persons in each city can participate in the insurance.

Men who are over 60 years old and women who are over 55 years old can receive basic pensions on a monthly basis after paying 15 years of pensions in one lump sum as individuals.

(Guangming Daily, February 13) For thousands of years, the Chinese have continued the rule of “raising children to provide for old age.”

But with the development of society today, this rule is increasingly showing its fragile side.

Especially with the implementation of the family planning policy for decades, there are more and more "421" and "621" structural families, and there are even "821" families.

Under such circumstances, it is basically impossible to expect a son to support his parents and grandparents.

In the past, most people who had jobs in the city had pension insurance.

This policy relieves the children of workers from the burden of supporting the elderly.

As long as they raise their children well and take care of the elderly, they can get by.

However, hundreds of millions of farmers in rural areas still face the dilemma of providing for their elderly.

Especially when the new generation of farmers have to go to cities to work and have to face many difficulties such as marriage and house purchase, farmers' retirement dilemma becomes even more prominent.

Although some policies have been introduced in recent years, such as new rural pension insurance, farmers will enjoy national inclusive pensions after reaching the age of 60.

Rural residents who participate in the new rural insurance must pay pension insurance premiums in accordance with regulations. The payment standards are set at five levels: 100 yuan, 200 yuan, 300 yuan, 400 yuan, and 500 yuan per year. Local governments can add payment levels according to actual conditions for participating in the insurance.

People make their own choices, pay more and get more.

The state adjusts payment levels in a timely manner based on the growth of per capita net income of rural residents and other conditions.

Because the insurance amount is too low and the pension payment is too small, these measures are ultimately a drop in the bucket and cannot really solve the problem of farmers' pension.

This policy introduced by Shandong last year has given farmers, like urban workers, a relatively stable pension security.

For example, 68-year-old Yue Ai'e from Dalongzui Village, Rongcheng City, Shandong Province, received her first "monthly salary" of 1,230 yuan a year ago, plus 1,700 yuan for heating expenses. "I thought that I was almost 70 years old and could still receive such a monthly salary from the state.

With some money, I am willing to buy whatever I want.” In fact, the old man’s one-year pension is almost three times the income from farm work in the past year, and 11 times the basic pension income of a 60-year-old.

This is naturally a good policy that everyone likes.

Of course, cashing in on this benefit requires a one-time back-up payment of 15 years of pensions, which may be a difficult obstacle for some families to overcome.

It is hoped that the government will pay attention to this and mobilize social forces to help them solve their difficulties.

Children should also see the long-term benefits of this policy and perform their due filial piety to their parents.