In order to give back to the vast number of new and old customers, China Life Insurance Co., Ltd. launched the China Life Xintai Endowment Insurance (dividend-sharing) financial product, which expanded the coverage to the elderly customer group, breaking the The industry status quo is that seniors over 65 years old are unable to purchase long-term insurance. It has the characteristics of wide coverage, simple insurance liability, high financial returns, high cash value, flexible and diverse dividend collection, etc. It is one of the recommended insurance types for consumers to purchase insurance and financial management. . As for how China Life is, I just compiled relevant content, I hope it will be helpful to you: How is China Life? Ranking list of the top ten China Life insurance products!
1. Wide coverage
This is a significant feature of China Life Xintai Endowment Insurance, covering newborns who are more than thirty days old to seventy-five years old The insurance coverage has benefited all age groups from childhood to old age. For this reason, financial planners believe that it is this outstanding advantage that makes China Life Xintai Endowment Insurance an insurance product "suitable for all ages."
2. Simple insurance liability
China Life Xintai Endowment Insurance is an endowment insurance sold directly through the counter. The insurance liability design is very simple. The insurance liability of the product is death or death. The maturity benefit is the basic insured amount, whichever is greater, the minor's death benefit and the cash value. From the perspective of customer interests, the maturity insurance amount and cash value of this product are relatively high. Even if you lack professional understanding of insurance, you can intuitively see what protection you can get by purchasing this end-of-life insurance.
3. High returns from financial management
China Life Xintai has adopted a very reasonable investment strategy. The investment portfolio is mainly fixed-income assets such as bonds and agreement deposits, and is within the scope permitted by regulations. Within the fund, allocate funds, stocks and other equity assets appropriately; operate prudently and steadily invest in new investment varieties. Therefore, insurance financial management has outstanding functions. Policyholders do not need to understand the changing economic situation, learn how to trade stocks, or choose complex financial management combinations. They can achieve stable income by simply purchasing insurance.
4. High cash value
China Life Xintai Endowment Insurance Participating Type is a single-payment five-year participating endowment insurance. Since this product is purchased through an insurance company Sales at the customer service counter eliminate the need for intermediate sales fees. Therefore, under the same conditions, not only the basic insured amount is higher than that of similar products, but the cash value of the policy is also much higher than that of similar products.
5. Flexible receipt of dividend income
China Life Xintai Endowment Insurance continues the consistent characteristics of China Life’s participating insurance. Regarding the method of handling dividends, policyholders can flexibly choose to receive it in cash. Or accumulate interest. If the policyholder does not select the dividend processing method when applying for the policy, the company will handle it based on the accumulated interest method.
Baoge Tip: How about China Life Xintai Endowment Insurance? The biggest advantages of this participating endowment insurance are its wide coverage, high cash value and outstanding financial management functions. Coupled with China Life's unique outlet sales advantages, it has been favored and sought after by consumers as soon as it was launched.