Income per 10,000 shares refers to the income that can be obtained by holding 65,438+00,000 funds on the same day (this part of income is directly converted into fund shares, and the income on the next day is obtained in the form of daily compound interest).
There are two main indicators to judge the quality of money funds: rate of return and liquidity.
In terms of yield, we can pay attention to the seven-day annualized rate of return of the money fund published by major websites and take the multi-day average. The higher the monetary fund, the better;
In terms of liquidity, some money funds need only one working day to confirm their subscription and redemption, while others need T+2. Investors who regularly trade money funds should try to choose T+ 1 liquid varieties.
Only short-term and medium-term debt funds like Bo 6 and Yi Yueyue have the difference between net value and accumulated net value, and their income is reflected in the growth of net value, that is, the sum of net value plus dividends. Boss official only announced the 30-day annualized rate of return, and E Fund only announced the 90-day annualized rate of return. In order to compare the income with the money fund, investors can calculate their seven-day annualized rate of return. At present, the seven-day annualized returns of the two funds are above 2. 1%, which is higher than that of the money fund, and they can continue to be held.