Fixed investment funds can spread risks evenly, and the long-term investment income is relatively good. Hua 'an Fund can still be said, but the fixed investment fund still suggests choosing an index fund as a fixed investment fund: first, bring your ID card and bank card to the bank counter to open a fund account and online banking, and then you can operate and buy and sell funds on online banking; How to choose an index fund with a fixed investment of 1, because the fixed investment is originally to share risks, but also to share benefits; Therefore, it is necessary to choose index funds with large fluctuations, so that long-term investment will have considerable returns, and vice versa; 2. The cost of index funds is relatively low. 3. Management is relatively transparent. 4. Foreign data show that long-term investment index funds are higher than 70% of equity funds. The risk of investment 10 years or more is 0.5. High-quality index funds such as Harvest 300/ Guangfa 300/ Yiji 50/ Rongtong 100 are all practical experiences for the landlord's reference.