Generally speaking, if the fund buys too much, it will spend a lot of time and energy, because investors need to look after everyone. Suppose: an investor's principal 1 1,000 yuan. If he wants to buy a fund, it is more appropriate to buy two funds, because it can not only reduce the risk, but also facilitate the operation of investors, and does not require too much time and energy.
When buying a fund, you can buy it in the form of a fund portfolio, that is, buy different types of funds to maximize returns and effectively spread risks. Among them, the fund position has a classic "stock-debt balance" combination, that is, holding stock funds and bond funds at the same time according to a certain proportion.
Take 10000 yuan as an example: if investors want to pursue safety and don't want to take too much risk, they can choose to buy a pure debt fund of 6000 yuan and a stock fund portfolio of 4000 yuan.
If investors want to pursue income orientation and can bear certain losses, then they can choose to buy 6000 yuan equity funds and 4000 yuan pure debt funds.
Because the risk of pure debt funds is relatively small, while the risk of equity funds is relatively large, collocation and combination can effectively spread risks and improve returns, and investors can also make adjustments according to their actual conditions.