Housing provident fund has been paid in full for more than 6 months, you can apply for provident fund loans to buy a house. If you plan to use the provident fund loan to buy a house and change jobs halfway, you must go through the transfer formalities of the provident fund account in time, so that your deposit period will start from the time when the original unit account is opened.

To answer your other question, the housing provident fund has a separate personal account, which is managed by the housing provident fund management center at the place of deposit, while the pension insurance and medical insurance in social security have separate personal accounts, which are managed by the social security bureau at the place of deposit. There is no clear connection between provident fund and social security.

What conditions do provident fund loans need to meet to buy a house? (Policies vary from place to place, taking the provident fund loan of Shijiazhuang Housing Provident Fund Center as an example)

1, with permanent residence in this city or valid identity documents, with full capacity for civil conduct;

2. The housing provident fund has been paid in full and continuously for more than 6 months (inclusive);

3. Have the ability to repay the principal and interest of the loan and good credit;

4. The purchased house is legal, and a legal purchase contract has been signed;

5 in the administrative area of the city to buy the first or second set of family occupied housing;

6. Purchase the first set of self-occupied housing, and the down payment ratio shall not be less than 30%; When buying a second house, the down payment ratio shall not be less than 60%; In other counties (cities, districts) to buy owner-occupied housing, the down payment ratio shall not be less than 20%;

7. Being able to provide real estate mortgage guarantee;

8. Other conditions stipulated by laws, regulations and policies.