First, there will be liquidated damages.
According to the loan contract, the arrears will not be charged as liquidated damages by Jiufuwanka. Generally speaking, the collection standard of liquidated damages is much higher than the loan interest rate, not a small amount.
Second, hundreds of lines of credit information.
Although Jiufuwanka can't receive credit information from the central bank, it will receive hundreds of credit information. This is an institution established under the guidance of the central bank, and the loan records of general online loans will be uploaded here. When applying for loans on other online lending platforms in the future, they will be rejected because of overdue records.
Third, the explosion address book
The collection of Jiufuwanka is also fierce, and it is not negotiable to explode the address book. It will start after the deadline until you pay off the debt.
Fourth, court arbitration.
If you don't return it for a long time, and ignore the collection, play and disappear. You will receive a notice of arbitration and be included in the Lao Lai list, and your future loans and travel will be restricted.
Jiufu Wanka is an intelligent credit account product launched by Jiufu Digital Group, which is similar to personal virtual credit card. Users get a certain credit line through real-name authentication and risk assessment, enjoy credit line installment, mall shopping installment, credit card management and other services, and link all users and scenes of Jiufu.
Product introduction:
Jiufu Wanka App is operated and managed by Zhuhai Jiufu Xiaojin Technology Co., Ltd. It is an APP driven by digital technology, connecting users and scenes, and providing credit information service and management. It mainly provides information technology services such as information consultation, credit evaluation, big data analysis and credit management for mass consumers and specific institutions.
The team introduced Jin Zengxiao, CEO of Jiufu Wanka
Development course:
20 17 65438+ 10/0/5, Jiufuwanka was officially put into operation.
2065438+March 2007 1, Huo Yan Jiufuwanka was launched.
2017 May 19 Credit Card Manager Wanka Supermarket went online.
2065438+On June 5th, 2007, Zivanka Mall obtained Wanka quota.
2065438+September 2007, Wanka Mall officially accessed many high-quality products of Netease YEATION, providing users with online shopping and installment services.
20 17 10 19, Jiufuwanka signed a strategic cooperation agreement with Chengde Bank to jointly carry out intelligent technology and financial cooperation.
20 1 7165438+1October1,China resources communication signed a strategic contract with Jiufuwanka to empower science and technology to build an open ecology.
2017165438+1On October 20th, Jiufuwanka and Xiamen International Bank joined hands with China UnionPay Beijing Branch to promote UnionPay QR code payment.
2065438+July 2008, Jiufuwanka reached a strategic cooperation with Zhongyuan Qianjin, a financial licensee.
2018165438+10 September Jiufuwanka joined hands with G Capital to help inclusive finance, Thailand.
20 18 12 strategic cooperation between jiufuwanka and Weifang bank, the financial licensee.
Innovative forms:
As a connector, Jiufu Wanka aggregates many banks, consumer financial institutions and Pratt & Whitney platforms, links users, scenarios and financial institutions, and provides digital inclusive finance solutions for millions of users, intelligently matches digital accounts, and connects integrity and wealth. Jiufuwanka aims to create the first digital account for young people, which has the functions of personal digital account management, loan application, shopping in shopping malls, multi-scene consumption payment and so on. Users can realize more financial technology services on personal digital accounts through the accumulation of personal credit.
What should I do if Jiufuwanka is really unable to repay it?
The debt owed by Jiufuwanka must be paid back, otherwise it may affect the central bank's credit information, sesame credit, network credit information system and so on. So if Jiufuwanka can't afford it, we have to find a way to pay it back.
Here, I suggest you solve the problem in three steps.
Step 1: Negotiate with Jiufuwanka.
Since everyone pays back illegally in the short term, it is necessary to negotiate with Jiufuwanka and request to change the repayment plan and extend the repayment period. In addition, you can also ask Jiufuwanka to appropriately reduce overdue fees and loan interest.
Step 2: Raise funds
After confirming the new repayment plan with Jiufuwanka, all we have to do is to start raising repayment funds. First of all, learn to control your monthly living expenses and save some income for repayment. In addition, in the case of insufficient repayment funds, everyone can choose to sell valuables properly or ask relatives and friends for help.
The third step: insist on repayment.
If you want to pay off the debt of Jiufuwanka completely, you need to insist on repayment in strict accordance with the re-determined repayment plan. If you go back on your word, the problem will become more serious and even be prosecuted.
What should I do if I really can't get more information about Jiufu Wanka? Go to: See more.
Jiufuwanka has not been returned for three years. How do we negotiate?
If it is easy to get credit information after the deadline, it will affect the loans behind, but it is not maliciously overdue and can generally be solved through communication. Jiufuwanka should be the same.
Jiufuwanka is generally handled in three steps: the first step: paying off overdue loans; Step 2: Contact the platform staff, explain the situation and ask how to handle it; Step 3: If you have received the credit, the amount is not high or the time is short, you can negotiate a written statement.
Jiufu Wanka is an exclusive credit lending product launched by Jiufu Group. The higher the credit, the greater the amount. Convenient process, 3-step card opening; Efficient audit, quick loan, and payment within one day at the earliest; Low-interest installment and real-time recovery of quota. Jiufu Wanka is an intelligent credit account product launched by Jiufu Digital Group, which is similar to personal virtual credit card. Users get a certain credit line through real-name authentication and risk assessment, enjoy credit line installment, mall shopping installment, credit card management and other services, and link all users and scenes of Jiufu.
Jiufu Wanka App is operated and managed by Zhuhai Jiufu Xiaojin Technology Co., Ltd. It is an APP driven by digital technology, connecting users and scenes, and providing credit information service and management. It mainly provides information technology services such as information consultation, credit evaluation, big data analysis and credit management for mass consumers and specific institutions.
As a connector, Jiufuwanka aggregates a number of banks, consumer financial institutions and Pratt & Whitney platforms, links users, scenarios and financial institutions, and provides digital inclusive finance solutions for millions of users, intelligently matches digital accounts, and connects integrity and wealth. Jiufuwanka aims to create the first digital account for young people, which has the functions of personal digital account management, loan application, shopping in shopping malls, multi-scene consumption payment and so on. Users can realize more financial technology services on personal digital accounts through the accumulation of personal credit.
technical superiority
Jiufuwanka has carried out strategic cooperation with many banks and financial institutions, such as CITIC Trust, Ping An Yitong, bank of inner mongolia and so on, relying on its own accumulation of scientific and technological innovations in the fields of scenarios, AI, big data and cloud computing. And play an advantage in many business chains such as precision marketing, traffic distribution, big data risk control, intelligent customer service and post-loan management. * * * Improve the efficiency of digital inclusive finance.
What would happen if Jiufuwanka didn't?
Jiufuwanka has not yet. Users can first negotiate with Jiufu to show their current cash flow difficulties and ask for a part of the loan interest and overdue fees to be reduced. Generally speaking, as long as the borrower has a good attitude and is willing to repay, Jiufu will agree to reduce some fees. Then the borrower can repay the loan according to the agreed repayment time and amount.
Jiufu (full name: Jiufu Digital Technology Group Co., Ltd., referred to as Jiufu Digital Technology Group for short) is a digital technology enterprise driven by artificial intelligence technology, and has obtained the national high-tech enterprise certification, belonging to a technology-based enterprise. Jiufu Digital Group was established in 2006. As a group company, it does not carry out specific business.
Responsible for the Group's strategic planning and investment mergers and acquisitions, with five business segments: digital technology, digital accounts, digital inclusiveness, digital wealth and digital international. Each business segment has its own series of innovative product brands, including Jiufu Technology, Deyi Technology, Jiufu Pratt & Whitney, Jiufu Wallet, Jiufu Wanka, Wanka Mall, Wukong Wealth Management, nine planets Insurance Broker, Jiufu Consulting, Jiufu Securities (HK) and Jiufu Wealth.
After 13 years of digital technology precipitation and ecological chain integration, Jiufu Digital Science Group has become a well-known independent third-party financial technology holding group in the industry, providing one-stop convenient services around users and providing professional digital financial technology solutions for financial institutions and third-party scenario partners in the form of "connectors".
Under the T.E(Tech Enabling) technology empowerment strategy, Jiufu Digital Science Group takes "flow, data, scene, risk control, capital and technology" as the core, fully opens the group's technical resources, and creates digital inclusive finance value for mass users through technologies such as digital technology and artificial intelligence.
main business
digital technology
Focus on innovative technologies such as AI, big data, cloud computing and blockchain, build a digital matrix complex, fully open superior technical resources to the outside world, empower financial institutions and scenario partners, and let users enjoy intelligent digital financial services.
Digital account
Provide information technology services such as information consultation, credit evaluation, big data analysis, artificial intelligence, cloud computing and credit management for consumers and institutions, as well as comprehensive digital inclusive finance services such as shopping in shopping malls, consumption staging, credit card management and multi-scene payment.
Digital universal benefit
Relying on Jiufu Digital Technology Group's background strength in internationalization, digital technology, empowering banks, etc., we will use and enhance comprehensive scientific and technological capabilities such as financial risk control, ecological scene construction and artificial intelligence machine learning to provide intelligent inclusive finance services for the public and actively help financial institutions to make digital inclusive finance.
Digital wealth
With the professional grasp of the market, the ability to ensure the safety of funds and the core concept of "customer first", we provide users with diversified services such as wealth management, fund investment, insurance allocation, selected bank financing and credit card repayment.
Digital international
Actively use the bridge of digital technology for international layout, build a win-win cooperation ecosystem of regional digital inclusive finance, and form a "trinity" overseas financial service system of Silicon Valley, Southeast Asia, China and Hongkong, and strive to make the achievements of digital inclusive finance benefit more people around the world. At the same time, it will provide global asset allocation services and all-round and professional wealth management services for mainland investors in China.