1, daily fixed investment
Investors who choose daily fixed investment usually sell the fund when the trend of the fund falls for the purpose of short message investment.
But for most investors, the fixed investment of the fund has always been aimed at medium and long-term investment. Daily fixed investment is not only cumbersome to operate, but also easily affected by the fund's ups and downs, which leads to heavy buying when the fund rises, and it cannot be fixed when it falls, losing the true meaning of fixed investment.
2. Weekly fixed investment
The frequency of weekly fixed investment is actually relatively large, but some investors think that every Thursday is a more suitable time for fixed investment, so they choose to vote every week.
In the stock market, Thursday is called Black Thursday. Because the trading system of "T+ 1" is adopted in stock trading, some investors will choose to cash out their stocks on Thursday. This is also one of the main reasons why investors think Thursday is suitable for the fund to open positions.
In fact, judging from the historical data of the fund's fixed investment, whether it is a daily fixed investment or a weekly fixed investment, the expected income gap of long-term fixed investment is very small and almost negligible. Considering the operating cost and risk tolerance of investors, it is suggested that weekly or monthly fixed investment is better than daily fixed investment with too high frequency.
Compared with the fixed investment cycle, the choice of fixed investment fund and fixed investment duration will have a greater impact on the expected return of the fund. It is generally recommended to choose stock funds and index funds for fixed investment, and it is recommended to stick to it for more than 3 years.