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How to withdraw the state-run housing provident fund when buying a house?

Employees who meet the conditions for housing provident fund withdrawal shall go to the bank where the housing provident fund is opened to collect and fill in the withdrawal application form, and then go to the bank with relevant supporting materials for review and withdrawal. Please refer to the following regulations:

According to Article p>24 of the Regulations on the Management of Housing Provident Funds, employees can withdraw the storage balance in their housing provident fund accounts in any of the following circumstances:

1. Those who purchase, build, rebuild or overhaul their own houses;

2. Retired;

3. completely losing the ability to work and terminating the labor relationship with the unit;

4. Those who leave the country to settle down;

5. Repaying the principal and interest of the house purchase loan;

6. the rent exceeds the prescribed proportion of family wage income.

Article 25 of the Ordinance stipulates:

If employees withdraw the balance stored in the housing provident fund account, the unit where they work shall verify it and issue a certificate of withdrawal. Employees shall apply to the housing provident fund management center for the withdrawal of housing provident fund with the withdrawal certificate.

the housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is allowed, the entrusted bank will go through the payment formalities, and when buying a house again, the provident fund can be withdrawn.

Reference:

Beijing, September 1 (Reporter Du Ximeng) According to the report of China Voice "Yangguang News", the Notice on Improving Housing Provident Fund Withdrawal Business to Facilitate the Work of Units and Employees was implemented today, and the withdrawal of provident fund was further simplified.

On August 16th, the Housing Fund Management Center of the central state organs issued a notice on improving the convenience of housing provident fund withdrawal and the work of units and housing. The notice requires that the withdrawal process of state-managed provident fund will be simplified from today, and buyers should withdraw state-managed provident fund before the notice.

relevant materials such as loan contract, original and photocopy of real estate license need to be provided. According to the relevant provisions of the notice, in the future, when employees buy a house, they only need to fill in the housing provident fund and the commitment letter, declare the information and make a commitment.

according to the online signing contract number, online signing password, loan situation and other information declared by the purchaser, any information that can be obtained through relevant departments for online auditing is unnecessary to provide relevant materials.

after the implementation of this new policy in Beijing, it will greatly facilitate the buyers to withdraw the state-managed provident fund. According to the relevant provisions of the notice, for buyers who do not withdraw the state-controlled provident fund for the first time, they will no longer need to withdraw the provident fund record. After passing the identity verification, they can withdraw the state-controlled provident fund by realizing zero materials.

In addition, qualified buyers who withdraw the state-run provident fund can also apply for zero materials after passing the identity verification, but the punishment for defrauding the state-run provident fund will be increased in the future.

according to the relevant provisions of the notice, the purchaser must fill in the letter of commitment truthfully, so that the relevant departments can simplify the extraction of materials and improve the audit efficiency. If the purchaser fails to fill in and provide false application materials truthfully, the relevant departments will reduce the overall credit evaluation of the purchaser's unit and punish him for breach of trust.

Baidu Encyclopedia-Regulations on the Management of Housing Provident Fund

Zhongxin. com-State-managed housing provident fund withdrawal procedures simplify the handling of spare materials for qualified buyers.