1, the local medical insurance bureau opened the function of transferring the balance of medical insurance card;
2. The medical insurance card has been bound to Alipay, and the balance is sufficient;
3. AliPay medical insurance card withdrawal service was opened in the corresponding area. If the above conditions are met, the user can withdraw the balance of the medical insurance card in Alipay. Specifically, it includes the following steps: 1. Open the Alipay login account and click on the "My" page to enter the personal center. 2. Find and click the "Balance" option in the "My" page. 3. Find the "medical insurance card" option on the balance page and click "View details";
4. On the medical insurance card details page, you can see the amount that can be withdrawn, and click "Withdraw" to enter the withdrawal process;
5. Carry out the withdrawal operation according to the page prompts, including inputting the withdrawal amount, confirming the withdrawal account and other information. It should be noted that because the medical insurance card is a special collection account, there may be some restrictions and differences in its withdrawal operation, such as the upper limit of withdrawal amount and withdrawal handling fee.
The medical insurance process is as follows:
1. Medical insurance is handled centrally by the unit where employees work, but people without a work unit can also apply for medical insurance themselves or buy appropriate commercial medical insurance;
2. Anyone who meets the requirements can apply for personal medical insurance, but the medical insurance application process of different personnel is different, and some corresponding documents and materials need to be provided;
3. Individuals should have complete personnel files, and individuals can go to the local social security center with their own files;
4. If the unit where the individual worked before has provided personal medical insurance, you only need to issue a certificate to prove that the labor relationship has been terminated, and then you can go to the social security center with the relevant insurance materials.
To sum up, the money in the medical insurance account can be withdrawn, but certain conditions need to be met: if the insured dies suddenly, his heir can withdraw all the money in his medical insurance account plus interest. If an heir participates in medical insurance, he can transfer it to his medical insurance account by transfer. If the insured person needs to leave the insured city, he must first stop the medical insurance account, and then he can withdraw money from the account with the stopped guarantee. However, if the person has been insured in other cities, the money must be transferred from the deactivated medical insurance account to the new account by means of transfer.
Legal basis:
Article 14 of the Social Insurance Law of People's Republic of China (PRC)
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.