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Which bank's wealth management products have high yield?
What is the ranking of the yield of wealth management products? Buy those wealth management products with high yield? Banks will launch wealth management products from time to time, but the threshold is generally 50,000,100,000, 200,000 or even higher. The investment time is generally three months, ranging from half a year. The annual interest rate of general income is below 4%, which is a guaranteed wealth management product; If the annual interest rate is above 5%, banks call it a non-guaranteed wealth management product, which is risky, but in the form of a good financial environment, the probability of non-guaranteed is also very low. The following are the top ten yields of bank wealth management products for your reference only.

Grade name index status

1 bank of Beijing wealth management product 6250 is flat.

2 Ping An Bank wealth management products 663 1 flat.

3 Bank of Communications wealth management products 635 1 flat.

4. The wealth management products of CCB are flat at 356 1.

5 Minsheng Bank wealth management products 2365 flat

6 ICBC wealth management products were flat in 2349.

7 China Merchants Bank wealth management products 2660 square meters

8 Shanghai Pudong Development Bank wealth management products 2333 flat

9 The 5235 issue of Hangzhou Bank's wealth management products was flat.

10 The wealth management product 2326 of Baoshang Bank was flat.

Extended data

Financial products classified according to different risk levels

(1) basically risk-free wealth management products

Bank deposits and national debt are guaranteed by bank credit and national credit, with the lowest risk level and low yield. Investors keep a certain proportion of bank deposits, the main purpose is to maintain moderate liquidity, meet daily needs, and wait for the opportunity to buy high-yield wealth management products.

(2) low-risk financial products

Mainly various money market funds or debt-biased funds, these products are invested in the interbank lending market and bond market, which have the characteristics of low risk and low income. The professional and decentralized investment of fund companies further reduces their risks.

(3) Medium-risk financial products

① Trust wealth management products

Trust companies raise funds for investors and provide financial products with expert financial management and self-management, and investors bear their own risks. When investing in such products, investors should pay attention to analyzing the investment of raised funds, whether the repayment source is reliable, whether the guarantee measures are sufficient, and the trust company's own reputation.

② foreign exchange structured deposits

As an innovative product of financial engineering, it is usually a combination of several financial products, such as the combination of additional options for foreign exchange deposits. Such products usually have a yield range, and investors have to bear the risk of yield changes.

③ Structured wealth management products

These products are linked to some stock indexes or a few stocks, but banks have capital preservation clauses, and they also have the opportunity to obtain higher returns than time deposits.

(4) high-risk financial products

QD ⅱ and other wealth management products belong to this category. Due to the high-risk characteristics of the market itself, investors need to have professional theoretical knowledge, so as to have a deeper understanding of foreign exchange and foreign capital markets and choose financial products that suit them instead of regretting the losses.