Assuming that the redemption rate of a fund is 1.5% within 7 days, 1 1 the net value of the fund on that day is 3 yuan, and A redeems 100 funds on that day after 6 days, the redemption fee is = 100.
In the process of selling Alipay funds, there are five points that users need to pay special attention to:
1, different funds have different selling rates, and short-term wealth management funds and money funds do not charge;
2. The longer the same fund is held, the lower the handling fee rate;
3. Some funds have the lowest redemption rate;
4. The redemption of the same fund share bought on different dates will follow the principle of first in, first out. If it is a one-time redemption, the redemption fee will be calculated by stages according to the holding days;
5. If the fund is held for less than 7 days, the fund company will charge a handling fee of not less than 1.5%, which shall be subject to the calculation of the fund company.
Extended data
Look at the market outlook before you operate.
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.
Second, switch to other products.
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.
Third, regular fixed redemption.
Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.