The products specially designed for women's financial management in the market have also increased, and the expected annualized expected income is higher than the expected annualized expected income of the products in the same period, which is Gaosuo. Women in the new era should not only have their own careers, their own ideals, but also their own financial planning. How should women manage their finances? The easiest way for women to manage their finances is to divide their wages into three parts, including living expenses, savings and investment and financial management.

1, living expenses, accounting for one third of income:

First of all, one-third of the income is fixed every month to pay for living expenses. This part of the money can be used for food, clothing, housing and transportation, buying daily necessities, treating guests to dinner and other matters. These are all indispensable parts of women's sexual life and can meet the most basic material needs of life. Because this part of the money needs to be used in time, you can also buy a money fund or put it in internet wealth management products, and you can take it if you want, and there are still meager gains. Why not?

2, savings, accounting for one-third of income:

Secondly, women should make a savings plan for themselves. It is suggested to deposit one-third of your income in the bank regularly every month, so that you can form a good habit of saving money, and there will be a lot in the future. You can deposit a sum of money every month by twelve certificates of deposit, so that you will have 12 certificates of deposit, which is also convenient for withdrawing funds. Or buy some P2P products with fixed expected annualized expected income, and make a fixed investment every month. If you invest 2000 yuan a month, you can get 884 yuan interest at the end of the year, which is much more cost-effective than bank demand deposits. However, savings must be lasting.

3, investment and wealth management, accounting for one-third of the income:

One-third of the proceeds can be used to buy investment and wealth management products, so as to maximize the value of your limited funds. Because women's risk tolerance is weak, it is better for women to buy some wealth management products with fixed expected annualized expected returns, such as bank wealth management products, money funds and P2P products with fixed expected annualized expected returns. P2P financial management is still dominated by microfinance. It is suggested to allocate short-term targets of 1-6 months, such as Heli loan, and the historically expected annualized expected return is 10%- 12%. It is expected that the annualized return on investment will be better and more suitable for investment and financial management. But at the same time, pay attention to buying wealth management products, don't blindly pursue high expected annualized expected returns, see the essence of the products clearly, and read the wealth management instructions before buying.

The conservative thinking of women's financial management is not like men's investment thinking, so investment planning must be done well when managing money. Insist on bookkeeping and financial management. I believe that in the near future, you will get your own annualized expected income from financial management.