Although the dividend-paying funds are not extra, the fund dividend is equivalent to a part of the previous income obtained in advance. After the fund share remains unchanged, the held funds continue to float. If you choose to reinvest in dividends, it will increase the fund share, so it is a good thing.
The dividend principal of the fund has decreased. Is this a loss?
No, in fact, the fund dividend can be said to be neither loss nor profit. It is to allocate the investor's income to his own balance treasure or bank card account, which is equivalent to putting part of the funds into his pocket. After the fund pays dividends, the net value of the fund will decrease, but the actual total share of the fund has not changed, and the fund dividend can also reduce the risk to a certain extent, which is a passive profit-taking.