One-time investment requires investors to have enough assets in their hands, and a single investment requires investors to be very precise about the timing of buying.

This is difficult to achieve in the long term.

Fixed investment only requires us to use our fixed monthly income and use part of it to buy at a fixed time. Therefore, fixed investment is an investment method that is very suitable for ordinary investors.

There are two main ways to invest in index funds: 1. One-time investment 2. Fixed investment One is a single investment, also called one-time investment, that is, we invest all the money at once.

The other is fixed investment, which means investing on a regular basis. These two investment methods are completely different.

What is fixed investment?

Fixed investment means buying regularly. Putting it in a fund means that we have a fixed time to invest in a certain fund every month. This is a bit similar to a bank's small deposit withdrawal.

Fixed investment is actually nothing new to any of us. Almost every office worker has participated in fixed investment. The most typical example is five insurances and one housing fund. We know that after the salary is paid every month, we look at the payslip.

We will all invest part of it in five insurances and one housing fund.

Everyone knows what is the largest fund in my country at present?

In fact, it is the social security fund and the pension insurance fund.

The five social insurances and one fund we invest in are actually aggregated into these funds. The country has established a large-scale social security and pension insurance fund. Every month we will invest part of our salary into this fund, so that we

You can withdraw your pension when you are old.

For example, pension insurance is such an important investment plan related to the national economy and people's livelihood. The country chooses fixed investment because fixed investment is a time-tested and excellent investment strategy.

It is most suitable for ordinary investors. We can also use this strategy to invest in index funds, and the effect is also very good.

Fixed investment has three advantages: First, you can make fixed investment with a small amount of money. We don’t need a lot of money. We only have a few hundred yuan per month. You can also start making fixed investment with a small amount.

Second, fixed investment does not have high requirements on the timing of investment. We only need to invest within a fixed time every month.

Third, fixed investment can share costs and turn decay into magic.

Fixed investment can automatically allow us to buy more when it is cheap. If it is cheap for a longer time, we can spread the cost lower. When the cost is low, our income will naturally increase.