Detailed reasons:

The legal representative of the company is also an employee;

The legal representative refers to the principal responsible person who exercises civil rights and performs civil obligations on behalf of a legal person according to law;

Article 49 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that a legal person is represented by his legal representative; Other organizations are sued by their principal responsible persons. The legal representative has the right to directly represent his unit to the people's court to sue and respond, and his litigation behavior is the litigation behavior of his unit (or legal person), which has legal effect directly on his unit (or legal person). There is a certain difference between a legal representative and a legal representative. The representative's behavior is not the principal's own behavior, but has direct legal effect on the principal, while the legal representative's behavior is the behavior of enterprises and institutions.

The legal representative refers to the person in charge who exercises functions and powers on behalf of the legal person in accordance with the law or the articles of association of the legal person. China's laws implement a single legal representative system, and it is generally believed that the chief executive of a legal person is its only legal representative;

The internal relationship between the legal representative and the company legal person is often a labor contract relationship, so the legal representative belongs to the category of employees. However, in terms of foreign relations, when a legal representative conducts civil activities in the name of a legal person, the relationship between him and the legal person is not an agency relationship, but a representative relationship, and his representative authority comes from the explicit authorization of the law, so he does not need a power of attorney from the legal person. Therefore, the legal representative's external duty behavior is a legal person's behavior, and the consequences shall be borne by the legal person. In addition, a legal person may not oppose a bona fide third party by limiting the internal authority of the legal representative.

Summary: As long as the housing provident fund is paid normally and meets the conditions for applying for provident fund loans, you can use provident fund loans.