First, the difference between selling and redeeming in ant wealth:
1. Selling is to transfer the fund share to another investor in the secondary market, and this share still exists for the fund management company.
2. Redemption refers to trading with the fund company according to the net value of the fund, canceling the share for the fund management company, and then paying the consideration to the investor.
Second, how to redeem the Ant Wealth Fund?
1. Log in to Ant Wealth APP.
2. Enter "My Fund"
3. Click "Sell"
4. Enter the shares sold.
5. Enter the Alipay password to confirm.
Three. Redemption time of ant wealth: T+ 1.
1 that day. T, the investor initiates the redemption application, and after the market closes, Jimmy Fund transmits the application documents to the fund company TA;
2. On the evening of T day, the fund company calculates the redemption amount according to the calculated net value and generates a transaction confirmation form;
3.T+ 1 day, the fund company sends a confirmation document to Jimmy Fund through Shenzhen Stock Exchange;
Because the liquidation time and efficiency of each fund company are different, the time for Jimmy Fund to receive the confirmation documents is also different.
4. Before T+1day 15, Jimmy Fund imported the confirmation document of a fund company into the sales system, and confirmed the redemption amount at this time;
(The previous liquidation rule was to import all fund company confirmation documents into the system at the same time after the market closed; Instead, ants are imported separately in real time and receive an import)
5.T+ 1 After the import is confirmed, Jimmy's backstage will automatically initiate the purchase of Yu 'ebao according to the confirmed redemption amount;
6. The business of Yu 'ebao is called Super cash treasure in the background of Hang Seng System, that is, it can be cashed when the share is not confirmed.
Four. Redemption rate and redemption fee of ant wealth: 0.5%.
Although there is a big discount when buying the fund, the redemption rate is 0.5%. However, the longer some funds are held, the lower their redemption rate will be. We take Changsheng Electronic Information Theme Fund as an example: