what are the conditions for handling a 1, credit card?

To apply for a credit card with a credit limit of 1, is to apply for a platinum card. Usually, the higher the credit card level and the higher the credit limit, the more conditions for application and the more materials submitted. What are the conditions for handling a 1, credit card?

1. There are more than 2, deposits, funds and national debt in the bank.

2. The personal loan balance is above 5,, and the personal credit record is good, with no bad record.

3. Personal annual consumption is above 1,.

4. The total amount of assets under the name, such as houses and cars, is over 5,.

5. The applicant has repayment ability, high income level and relatively superior conditions.

The above is the introduction of the conditions for handling a 1,-line credit card. I hope it will help friends in need.

how to apply for a credit card of at least 1, yuan?

to apply for a credit card of at least 1, yuan, you need to have good credit information, meet the requirements of the bank, and provide enough property certificates (cars, real estate, securities, deposits, etc.) and income certificates, before you can apply for it.

Requirements for credit card application:

1. Age requirements: 18 to 65 years old.

2. Income and asset requirements: stable occupation and income.

3. Credit and ability requirements: Good credit and ability to repay and pay interest on time.

4. Have full capacity for civil conduct.

5. provide the original documents.

Extended information

If you want to apply for a high-value credit card, you can do the following:

1. Move a brick to handle the card: Many high-value credit cards in banks can give cardholders a high credit overdraft limit, so the requirements for cardholders are very high, and sometimes applicants are required to deposit a certain amount in the bank before they can handle it. In order to apply for this card, some applicants need to transfer the deposits of other banks to this bank, which is called moving bricks. Doing cards in this way is called moving bricks to do cards.

2. Provide enough card application materials: In addition to the general card application materials, it is best to provide proof of fixed assets such as real estate and vehicles, and the above proof materials can also play a plus role in applying for a large credit card.

3. Decentralize card processing to increase the total amount: As mentioned above, it is usually difficult for the applicant to get a credit card with a limit of 1, at a time. Then, we might as well spread out and do more, paying attention to the credit cards from different banks, so that multiple credit cards can increase the total credit line of cardholders.

4. apply for the card first and then withdraw the amount: if you can't apply for a large credit card at one time, I suggest you apply for a credit card first and then gradually increase the amount. As long as you master the rules and skills of credit card withdrawal, it is easy to raise the limit.

which bank is easy to handle with a 1, credit card? The success rate of these three banks in applying for cards is very good!

it is not difficult to apply for a credit card in contemporary society. Banks have been lowering the threshold for applying for a card. Some friends have asked which bank is easy to handle with a credit card of 1, yuan. The success rate of these three banks in applying for cards is very good!

which bank is easy to handle with a 1, credit card?

1. Bank of Communications

Card friends who have applied for a card know that the credit card of Bank of Communications has always been relatively easy to handle. If it is not the first time for the user to apply for a credit card, as long as the information provided is complete and the credit information is good, it will not be particularly difficult to apply for a credit card with a limit of 1,. However, it should be noted that the risk control of Bank of Communications is relatively strict, and users must have a good habit of using the card after getting off the card.

2. Guangfa Bank

If you want to apply for a credit card with a limit of 1, in Guangfa Bank, it is best to apply for a platinum card. Guangfa Bank is not high on users of platinum cards, which requires cardholders to have certain business contacts with the bank, stable work and stable income. Cardholders with salary cards in Guangfa Bank and civil servants can go to Guangfa Bank to try it, and it is not difficult to get a card with a quota of 1,.

3.

It is very unlikely that a user of China Everbright Bank will apply for a credit card with a line of 1, for the first time. However, China Everbright Bank's withdrawal rate is very fast. Users can maintain good consumption habits and increase the number of credit cards during the card use stage. After about three months, they can apply for an amount increase, and it is not difficult to mention the 1, quota.

of course, the above success rate of card application is based on the user's good personal credit information and certain repayment ability. If the user does not meet the basic conditions for applying for a card, then the bank that approves the card easily will not issue the card to the user.

The above is the related content sharing of "Which bank is easy to handle with a credit card with a credit limit of 1,", hoping to help everyone!

1, credit card application skills can meet these requirements

When applying for a credit card, many people want to get a higher amount, so they can spend at will when they swipe their cards. What are the requirements for a credit card with a limit of 1,? If you want to apply for a credit card with a line of 1,, then users need to submit sufficient financial proof and have more business dealings with the applying bank, otherwise it will be difficult to apply.

when applying for a credit card line of 1, yuan, the user must be over 18 years old and have a good personal credit. The above two points are basic requirements. In the follow-up, you need to submit sufficient financial proof materials, including bank payroll records, income tax withholding certificates (tax payment certificates), or certificates of house, car, deposit and investment market value, which can prove your financial level.

As long as the financial resources submitted by users prove sufficient, banks will issue cards to users. Credit cards with a credit line of 1, yuan are platinum cards in most banks, and the platinum cards launched by different banks contain different rights and interests. Users can choose the one that suits them after comparison, so that they can use more rights and interests when using them.

When applying for a credit card with a limit of 1, yuan, it's best to go to the bank counter. At this time, it's convenient to submit information. Usually, you can get a new card in about 3 days, and you can activate it after you get the applied credit card. However, you can use the credit card through the bank counter, telephone customers, text messages, etc. After activation, you can use it normally, but you should do it step by step.

after using the credit card, daily users must return it on the specified repayment date, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer it is, the more penalty interest will be. Moreover, it will be uploaded to the credit information center after the deadline, which will lead to bad personal credit information. In fact, if you can't return it on time, you can use installment repayment or minimum repayment amount, so as to avoid overdue.

when using installment repayment, you can choose the number of installments according to your income, and the fees paid by different installments are different. At the same time, you must meet the conditions stipulated by the bank when handling the installment. Finally, the user can return it in advance after handling the installment repayment, which can save the expenses of handling fees and release the occupied quota after returning it in advance.

What is the credit card limit of 1, yuan?

Under normal circumstances, a credit card with a limit of 1, yuan belongs to the platinum card level, which is equivalent to a high-level credit card. Besides the overdraft limit, this card can also enjoy special rights that ordinary credit cards do not have. At present, individual customers of this kind of credit card can't take the initiative to apply, and they need high-quality customers invited by the bank to apply for the card.

how can I get a high credit card when I apply for a card for the first time?

Generally, friends who apply for a credit card for the first time are white credit households, that is, they have no credit history, so the bank can't judge their willingness and ability to repay. Therefore, it is difficult to apply for a large credit card, but it is not impossible.

However, it is recommended that you don't think too much about the credit limit when you apply for a card for the first time. The most important thing is to choose a credit card that suits you.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

the credit card stipulated in the relevant laws of our country (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1-2]. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the credit card standard is CreditCard[3].

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

credit card features

cash is not allowed to be deposited, and it can be repaid after consumption, with an interest-free repayment period, and it can be repaid by installments (with the minimum repayment amount), and it can be used globally by joining international credit card organizations such as VISA, MasterCard and JCB. It is one of the fastest-growing financial services today, and it is an electronic currency that can replace the traditional cash circulation in a certain range. At the same time, it has two functions of payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also obtain certain loans from card issuers by using credit cards. It is a high-tech product integrating financial business and computer technology.

it can reduce the use of cash currency. Can provide settlement services, facilitate shopping and consumption, and enhance the sense of security. It can simplify the collection procedures and save social labor. Can promote commodity sales and social needs.

What are the conditions for handling 1, credit cards?

Handling 1, credit cards

We all know that credit cards are graded, and different grades correspond to different credit lines. Take China Construction Bank as an example, the credit line of CCB Credit Card is RMB 1 yuan (inclusive)-5, yuan; The credit card gold card limit of CCB is RMB 1, (inclusive)-RMB 5,; The amount of CCB Platinum Card is RMB 5, (inclusive)-RMB 2,; CCB Diamond Credit Card has a maximum amount of 5 million yuan.

Therefore, taking this as a reference, to apply for a credit card with a credit limit of 1, is to apply for a platinum card. Generally speaking, the higher the credit card level, the more complicated the application conditions. According to official website of CCB, the following conditions should be met to apply for a platinum card:

1. On the basis of the basic conditions for applying for a credit card, it should be guaranteed that the accumulated assets in CCB within one year, including deposits and savings, funds, national debt, etc., have an average monthly balance of more than 2, yuan.

2. It should be guaranteed that the balance of personal loans will reach more than 5, yuan per month within one year, and the credit record is good and there is no bad record.

3. It should be ensured that the accumulated consumption amount of the dragon card of China Construction Bank used within one year is more than 5, yuan.

Benefits enjoyed by Platinum Card:

It is understood that the owners of CCB Platinum Credit Card not only have special financial services, priority queuing services at outlets, preferential interest rates for personal consumption loans and double points for credit card spending. It also has three core rights and interests, first of all, the courtesy of Zunrong Airlines Business Travel: free access to more than 5 VIP rooms at domestic and foreign airports. In addition, certain airlines enjoy many preferential discounts such as buy one get one free. Secondly, it is a leisure dinner: 28 first-class clubs, free friendly matches, 12 free green fees, 12 free practice sessions, and preferential booking services for nearly 2 golf courses and 1 golf driving ranges nationwide.

Annual fee of platinum card:

Generally, many banks do not need an annual fee for ordinary credit cards, or they can get rid of the annual fee as long as they are swiped several times, but the annual fee of platinum cards is relatively high, usually starting from 4 to 5, and the annual fee of platinum cards in some banks will reach 1, to 2,.

This is the end of the introduction about 1, credit cards and what 1, credit cards can do. Have you found the information you need?