1. If it is held for seven days before it is sold, if it is held for less than seven days, a high redemption fee of 1.5% of the turnover will be charged. The longer you hold it, the lower the redemption rate, or even the redemption fee is waived.
2. 15: 00 Since investors bought before 15: 00, the redemption funds were calculated according to the net value announced that night, and sold after 15: 00, and the redemption funds were calculated according to the net value announced on the next trading day, so investors should bear the risks brought by the rise and fall of funds on the next trading day.
3. Sell according to the trend of the fund's net value, that is, sell when the trend of the fund's net value shows an upward trend and a downward trend.
In addition, investors try to sell the fund before Thursday, because after Thursday, the redemption of the fund will take a weekend, which is longer than usual.
To sell the fund:
1. Bank: If the purchase channel of the fund is a bank, it can be redeemed at the counter or sold through mobile banking;
2. Fund company: If the purchase channel of the fund is a fund company, then investors only need to log in to the company official website and find the redemption entrance to sell it;
3. Alipay: If the purchase channel of the fund is Alipay, then investors only need to enter the "Fund" section and click "My Fund" to sell at will.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3. 1
Application version: v 10.2.53
What's the difference between selling funds and selling stocks?
The buying rules of stocks and funds are similar, but in the process of selling, stocks and funds are very different, mainly because of the different selling mechanism, different transaction costs and different arrival time after selling. At the time of selling, for stocks, their prices are always changing, that is to say, there may be many uncertain prices within one day when selling stocks; On the other hand, on-site funds are sold at a fixed price. As long as it is sold before the close, it is settled according to the net closing value of the day. If it is sold beyond the closing time, it shall be settled according to the closing net value of the next day. Therefore, selling funds does not need to constantly analyze the selling opportunity like selling stocks. The second is the difference in handling fees.
The handling fee for fund sales is much higher than that for stocks because it is paid in installments. For example, if it is redeemed within 7 days after purchase, there will be a punitive redemption fee of 1.5%.