This depends on individual needs, the following is for reference only.

The securities investment fund sold by Bank of China is a long-term investment tool. Its main function is to diversify investment and reduce the individual risks caused by investing in a single security.

Funds are different from financial instruments such as bank savings and bonds that can provide fixed income expectations. When investors purchase funds, they may share the income generated by fund investment according to their holding shares, or they may bear the losses caused by fund investment.

Tianhong Fund Management Co., Ltd., established on November 8, 2004, is one of the national public fund management companies approved by the China Securities Regulatory Commission.

As of June 30, 2019, Tianhong Fund’s public assets under management reached RMB 1,203.942 billion, ranking first in the industry.

In 2013, Tianhong Fund changed the entire fund industry by launching the first Internet fund Tianhong Zenglibao Monetary Fund (Yue Bao).

As of September 30, 2019, Yu'ebao's scale was RMB 1,054.822 billion, firmly ranking as the largest single fund in China.

As of mid-2018, the number of Tianhong Fund users has exceeded 500 million, making it the public fund company with the largest number of users in China.

On April 14, 2019, in the 16th China Fund Industry Golden Bull Award Selection organized by China Securities Journal, Tianhong Ankang Life Care Hybrid won the "Five-year Open Hybrid Sustained Winning Golden Bull Fund" award.

The launch of Hongzhong Securities 500 Index won the "2018 Open Index Golden Bull Fund" award.

In December 2019, in the annual industry brand list "2019 Oriental Fortune Ranking" selection event hosted by Oriental Fortune and Tiantian Fund, Tianhong Fund won two awards: the most popular fund company in 2019 and the best index investment team in 2019.

awards.