Recently, A shares have gone out of a wave of rebound, and the Shanghai Composite Index has rushed to 3600 points, and many equity funds have also "returned blood". People with empty bases should "enter the market" and those with low bases should "add positions". But what if you buy it at a higher price? Today, Bian Xiao will share with you the correct way of fund investment and jiacang, for your reference only!

The correct way to improve the fund investment position

Regarding jiacang, I believe investors know many methods. Specifically, in terms of methods and skills, it is more necessary to find an investment strategy that suits you and use it skillfully.

1, pyramid stacking method

That is to say, in investment, when the price is low, the purchase amount is large, and when the price rises, the purchase amount is gradually reduced, thus diversifying the investment risk.

The pyramid-type jiacang method seems simple, but it can prevent investors from falling into the situation of blindly jiacang. Even if it is profitable, it will not chase after the high position, but will increase the position at the key point after the callback, making the overall position cost in an advantage.

2, equal proportion plus warehouse method

That is to say, before the transaction, the invested capital is divided into several equal parts. When the market triggers the expected setting, it will gradually increase the amount of funds every time. This is also the method that Xiao Biyan, the godmother of Taiwan Province Province, often uses to add positions: for example, if the fixed investment fund drops by 30%, you can add positions 1/3 in a single position.

3. Fixed investment or bulk purchase method

The market has soared, and many people want to buy it now, but they are afraid that the market will plummet in the future. They were worried that they would not make money, but they became the takers. If you don't buy it, you are afraid that the market will continue to rise and continue to miss the market behind.

When investing, everyone wants to avoid risks, buy low and sell high, and be Man Cang when it goes up, but it is easier said than done when it goes down, and it is not easy to choose the right time. Buying in batches or choosing to participate in fixed investment is a smarter way.

If you have spare money to participate in the investment, you can implement it several times. You can buy some in the early stage, and then consider adding positions on dips in combination with market performance, so that it will not be a flash in the pan and the investment risk is relatively small.

Fixed investment is equivalent to the continuation of buying in batches, which can dilute the impact of the market on long-term investment, accumulate cheap chips and get a better profit experience. If the Shanghai Composite Index is used as the simulation target, from 3600 to 3600, the monthly fixed investment amount is 1 1,000 yuan. So far, the fixed investment income of each stage has obviously exceeded the one-time investment income.

However, the actual trading methods and strategies are inseparable from strict implementation. Investors want to gain something in the market, the core is to achieve the unity of knowledge and action, give full play to the advantages of strategies and methods, and try to avoid the weaknesses of human nature.

In addition, some investors want to sell slow-rising funds to chase fast-rising funds. No one can predict the market, the market will fluctuate and blindly change bases to chase hot spots. On the contrary, it will fall into the embarrassing situation of "selling at the foot of the mountain and buying at the top of the mountain". This practice is not recommended.

Investment funds need to overcome their inner greed. It is absolutely unacceptable to give up your investment judgment and blindly add positions just for immediate interests. Choosing the right investment target and holding it for a long time is the correct investment method.

In fact, you don't need to buy at the lowest point to get a long-term return on investment. When the market comes to the low valuation range, it is more efficient and safer to buy step by step than one-time allin, because the market trend is not a perfect V-shape, and it is usually accompanied by shocks in the low range. Therefore, even if it has already ushered in a rise, if you choose a long-term optimistic fund, adhere to the bargain-hunting layout, buy in batches or make a fixed investment, there will still be good returns.

What is a warrant fund?

WarrantFunds: These funds mainly invest in warrants. Because warrants have the characteristics of high leverage and high risk, the fluctuation range of such funds is greater than that of equity funds.

Soul torture before the increase of funds

1. Is the fund position bought high?

Warehouse management is also a technical job. If you are in Man Cang now, there are no extra bullets to increase your position. Then I suggest you lie down first, and don't lose your sense of proportion when you want to untie the condom, which is unreasonable.

For position management, there are three main points: (1) Less empty positions and prevention of empty positions. Under normal circumstances, investors keep more than 30% positions, and it is more reasonable to keep more than 50% positions when the market is optimistic. (2) Do more research and switch positions in time. On the basis of the bottom position, once there is a big callback, you can add positions on dips and gradually add positions. Especially when the market is in the bottom area, we should dare to overcome our fears and add positions against the trend. (3) Long-term holding and expanding the results. When the position has a profit of 10% or 20%, one's fingers itch and you are eager to put down the bag too soon, but you will miss a richer feast. It is really important for the fund to take profit, but it may be more patient in the case of non-heavy positions, so as not to miss more income. Too fast and frequent lightening not only dilutes the income, but also makes it easy to step on the air.

2. How much loss can you bear?

First of all, you should have a psychological expectation. What's the biggest loss you can bear? If it is 3,000 yuan, then if the maximum withdrawal of the fund you buy is 15%, then the total amount of funds you can buy is 20,000 yuan. If it exceeds this amount, then you should not invest any more money.

Are you ready to hold it for a long time?

Investors should understand that after buying a fund, they can't make money immediately, but as long as they choose the right fund, time is our friend.

Warren Buffett once said that if you don't want to own a stock for ten years, don't own it for ten minutes, but most people can't hold it for a long time.

We only care about short-term gains. We are naturally happy to have short-term gains, but we can't judge the short-term market. We can only judge the long-term market.

As long as you believe that long-term funds are rising, there is naturally no need to care about short-term fluctuations.

Therefore, an important principle for the market rebound to decide whether to add positions is based on their own risk preferences and the amount of funds in their hands. There is a saying that you don't panic when you have food in your hand.

Related articles on the correct way of fund investment and jiacang:

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★ Investment Guide for Fund Market

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