Money funds and bond funds on Alipay are more reliable. Of course, the funds on Alipay are reliable and there is no so-called insecurity. What is unsafe is only the user's own investment operation. The fund itself is very safe, just like the fund trading platform, there will be no quality problems. The existing problem is the need to test individual investment operations. Judging from the whole situation, the current fund market is still relatively good. Of course, this refers to equity funds. If it is just an ordinary fund, then both money funds and bond funds are very reliable. These two types of funds are characterized by security, such as equity funds, which are relatively risky, while monetary funds and pure bond funds are special in the whole fund market and are more suitable for people who have no risk tolerance.

As for me, I generally don't buy money funds and bond funds. The returns of these two funds are really poor. Although it is stable and safe, the annualized income is less than 5 points, the money fund is lower, and the bond fund is relatively higher, which does not meet my personal investment needs. So I won't buy money funds and bond funds at this time, and it's better to put them directly in Yu 'ebao. Yu 'ebao itself is a kind of money fund, which can be used immediately, but if you buy a money fund in the fund, you still have to sell it, which is more troublesome.

The funds in Alipay are still relatively reliable, as can be seen from his past performance. Generally speaking, the higher the past performance, the better the overall rise and fall of the fund. Of course, the performance of the fund can only represent the previous situation and has no reference value for the future. It's just that if its overall increase is not good in the past, it's hard for investors to believe that it will have a good increase in the future. Therefore, Alipay's funds are quite reliable. At this time, we need to see which fund to buy and how to buy it. There are many doorways. If the operation is not good, then even the best fund will lose money after buying it. At this time, it will also become unreliable.