I. Bank wealth management products
1, open bank financing
The redemption time of open-ended wealth management products is generally T+ 1 or T+2, and some T+0 wealth management products can be received in real time.
Take China Merchants Bank as an example:
The redemption application submitted at 0:00- 16:30 on the working day can immediately redeem the principal and receive the product bonus on the t day.
For redemption applications submitted on working days 16:30-24:00 and non-working days, if quick redemption is selected, the amount within 50,000 yuan can also be paid quickly, and the portion exceeding 50,000 yuan is ordinary redemption and needs to be paid after 9: 00 on the next working day. For example, investors choose to redeem on Sunday, and the redemption funds will arrive after 9: 00 next Monday.
2. Closed-end bank financing
Closed-end bank wealth management products are not allowed to be withdrawn in advance during the closed period. After the closure period expires, the system will automatically redeem the investment amount, and the arrival time is generally within T+3 days.
Take the golden key Anxindeli exquisite product of Agricultural Bank of China as an example. The investment period of this product is 18 1 day, and the time for the funds to arrive in the account is within 2 working days after the product expires or 2 working days after the early termination.
Two. Fund products
The fund has no fixed investment term, and investors can redeem it freely during the opening period. The redemption time of money funds and bond funds is generally T+ 1, and some money funds can be received in real time. The arrival time of stock funds and hybrid funds is generally T+2 days.
The above content about financial redemption in a few days, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.