Fixed investment is a scientific financial management method that is very suitable for our workplace workers. Many people have heard of fixed investment and want to do it, but they don't know how to do it and how to start. There are many ways to invest in funds, and you can choose the one that suits you according to your actual situation.

Timed quota

Regular quota is to invest in a fixed amount in a fixed period of time. For example, you can choose to invest 65,438+0,000 yuan in a fund every week or month. This fixed investment method is very simple. As long as the fixed investment amount is set in the early stage, the deduction period is enough, and the subsequent deduction is automatic.

Proportional fixed investment

For office workers, it is also a good way to make a fixed investment according to their own income and a certain income ratio, which is relatively more flexible. In the case of wage income uncertainty, this method can be adopted, which can not only ensure that daily life is not affected, but also reasonably control the amount of fixed investment. For example, we use 10% of our monthly salary to make a fixed investment for the fund.

Add positions on dips and make a fixed investment.

Buying when the fund falls and holding when it rises can amplify the advantages of cost sharing. The lower the value of the fund you buy, the lower the cost you share, and the greater the space for future returns. However, this method is a test of human nature. If you can choose a good fund and insist on long-term fixed investment, the effect is very good.

Profit-taking and fixed investment

In this way, it is necessary to set a profit target point before starting investment, and when the income reaches this point, it will take profit in time. The setting of the take profit target point can be set according to the corresponding index or the situation of the market. It should be noted that the fund should have reasonable income expectation and should not set the profit point too high.