Providing for the aged is a long-term thing, and we must have enough time to accumulate it before we can enjoy the effect of compound interest investment. Read carefully the product information provided by 14 fund company. The first batch of pension target funds are mainly held for 3 years, including 9 * *, 4 1 year and 1 5 years.
In China, pension funds are mainly issued in the form of FOF. After giving the money to it, it will choose the right fund to invest according to the product risk and income positioning. Different from ordinary FOF, pension target funds have a closed period or the shortest holding period for investors, and the holding period for investors is at least 1 year, which also takes into account the long-term and stable investment demand of pension target funds.
It can be seen that the pension target fund is a new channel for pension investment created by the state. Today, with low financial returns, P2P bursting all day and high risk of stock trading, it is a more reliable investment choice to buy a pension fund in order to provide for your old age.