Even so, novices will inevitably make some mistakes when making fixed investment in the fund, and find, evade and correct them early.
What problems do novices need to pay attention to when making fixed investment in funds?
First, buy a fund according to its net value.
The net value of the fund is the unit price of the fund. Many people tend to buy cheap funds, which is why many investors like to buy new funds. Because they feel cheap, the net value of the fund is only 1 yuan, and there is more room for growth in the later period.
In fact, buying a fund does not mean that the lower the net value of the fund, the better. It's like a stock. It is not that the lower the stock price, the better.
Factors such as the length of the fund's establishment, fund dividends and so on will lead to different fund net values, so there is no comparative significance.
There is no upper limit to the fund's rise. If there is no dividend, as long as the fund runs well, the fund will make money, and the fund's making money is reflected in the rise of the fund's net value.
Our focus should not be the net value of the fund, but the nature of the fund.
If a fund has been established for a long time, there is no dividend, and the net value of the fund continues to be around 1 yuan, such a fund is very cheap, but even if it is bought, the investment does not make much sense.
Therefore, in the actual fixed investment, the net value can only be used to refer to the historical performance of the fund and cannot be compared with other funds. It is even more undesirable to look at net worth trading.
Second, look at the fund rankings and buy funds.
Basically, every fund trading platform will provide a fund performance ranking function.
Most investors especially like to choose funds by ranking, and buy which one has a high increase.
In fact, this is also very undesirable. In the fund market, from the historical performance, there are few cases in which funds continue to dominate the screen.
One of the important reasons why investors look at the performance rankings of funds is that they don't know what funds to buy. Coupled with the huge number of funds, it is easier to be at a loss and simply pull out the rankings.
The performance of the fund is an important reference index, but it must combine long-term and short-term benefits. If you want to get long-term stable income, you can choose a fund with above-average performance.
Third, sell funds that have risen well and buy funds that have fallen much.
Another mistake that many investors will make when investing in funds is to sell good funds that are rising and buy more funds that are falling.
This is obviously wrong,
So we can't just look at the ups and downs to decide which to sell and which to buy. It is based on valuation and index growth. The index with low valuation and good growth is the most choice; The one with high valuation and poor growth is the worst choice.
It is always easy for beginners to step on some pits when buying funds. If he had known, he could have avoided it. I hope that every investor can stick to the fixed investment on the road of fixed investment and finally harvest the rose of time.
I hope the above contents are helpful to you.