Recently, it is actually a good time to open a position. Buy low and sell high. With the same funds, you can buy more stocks at a low level and the cost is lower.
If the main body buys a fund with relatively large fluctuations (such as stock funds, index funds, hybrid funds, etc.). ), a fixed investment will be better than a one-time investment. After all, it is difficult for us to predict whether it is the lowest now ~!
So if you have some spare money, you can use it to open a position if you are not in a hurry for a long time to come.
If money is tight, just wait patiently!
In addition, list the steps and methods of selecting funds for the project:
1. First, choose the appropriate type by category: if it is a fixed investment, choose index funds and mixed funds with relatively large fluctuations.
If it is a one-time investment, choose the pure debt fund in the bond fund.
2. It is best to operate for more than 3 years. If it is not open regularly, it can be redeemed at any time.
3. Look at the performance of the fund, and choose the one that has grown steadily in the past year, and the income is better.
4. Look at the fund manager: the maximum withdrawal rate (used to describe the biggest loss that investors may face, the debt base is within 10% and the stock base is within 45%), and the replacement frequency (do not change frequently).
Work hard and you will get something! Come on!